Reply
New Contributor
Posts: 86
Registered: ‎10-29-2012
0

Best sign-up Bonus Cards

My fiancée and I are getting married this January, and would like to do some traveling in the summer of 2013 before we have kids. (We're thinking of Germany to visit her family, and taking jaunts around Europe from there, with Rome definitely in the mix).

 

Incidentally, we are also hoping to apply for some credit cards in January to help make this happen, and I'm looking for advice on what the best ones are. We are going to have a lot of expenses due to needing things like furniture for an apartment when we move in together, so we should be able to meet the minimum spend requirements of a few cards.

 

As far as our credit, we both have pretty good credit. I have a number of credit cards (in my sig), perfect payment history, I keep my % Util below 10, but my account age is pretty young (oldest is 2 yrs 1 mo right now, average is 1 yr 4 mo). I also have 2 inquiries in the last year. Last time I applied for a card, I saw that my EQ was 761.

 

My fiancée has only one card with USAA, and has had it for, I believe, 5 years. She keeps low % util on it, and I'm not certain what the CL is on it, but I think it's probably in the 1k-3k range. Again, perfect payment history, % util < 10, and she has no inquiries. She also has $12k in student loans that will start requiring payment in June (our plan is to pay them off in full). She has also paid off some older student loans of amounts unknown to me. I would guess around $4k.

 

If anyone has any advice on what cards look to be something we could get, and which have good rewards, I would be very glad! Thank you!

 

 

Recent FICO scores: TU - 755 (mortgage lender pull)
Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
0

Re: Best sign-up Bonus Cards

[ Edited ]

CSP

AMEX Delta

Citi AA AMEX or VISA

United Explorer

USB Flexperks

US Airways MC

Starwood AMEX

AMEX HHonors

PENFED Plat Rewards

AMEX BCP/E

Mercedes AMEX plat

CITI TY Premier

Virgin Atlantic AMEX

 

I listed these in no particular order. You need to search the cards and find the best signup bonus possible. A lot of times the general offer on their site is not the best you can get.

 

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.