@CruzImperial wrote:
@cschick wrote:
DIscover gave me a chance when noone else would as a student with no credit history and no cosigner. Not to say that people don't get student cards with "good" rewards but starting out as a student post card act this card is a starting point. Discover has grown with me and the 5% rotating categories are pretty decent. I'd look for something with a rewards structure that will make sense both while in school as well as for a year or two post graduation (since an autoloan or other financial thing may keep you from wanting to apply/getting approved for 'adult' cards immediately).
Discover and Cap One gave me a chance with no credit history.
Other cards I applied for and got denied were: Bofa, Chase, Citi, GE Chevron.
I don't recomend cap one but if noone else approved him, it's the way to go.
Yeah, cap1 gave me a card when no one else would (even though they had just denied me for their secured card a little bit earlier) and for that I'll always love them.
If your son happens to bank with wells fargo, they'll give their student card to ANYONE that banks with them. I literally opened a bank account that day (while working on a fraud alert for my cap1 card (they were the closest bank to me and cap1 said to go anywhere)) I put down a $100 min deposit into their student checking account, and the banker put my app through after I left and called me later and said I was approved for $600. It isn't the best card ever, you can only get your cash back when you get atleast $25, which is hard to get to with a $600 limit, but it still helps you build credit.
