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Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

Best time for CLI on CSP

I've had my CSP since April but have put around $6000 thru it and PIF each statement balance. I would like to get it to $10,000. My other chase card is freedom with $6000!limit. CSP has $5000. The freedom is about $1800 balance now as I took advantage of 0%. I could pay off but don't really want too. Should I wait til next month to call and ask for CLI on CSP? When I do call should I call exec or reg back door? 

Frequent Contributor
Posts: 260
Registered: ‎08-29-2011
0

Re: Best time for CLI on CSP

I would wait only after 6 months of having the card to ask for a CLI. With Chase, more than likely it will be a HP, so don't waste one right now!


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Amazon EQ Pull: 781 Walmart TU08: 782 AMEX EX Pull: 745 08/03/2014 Goal Score: 780+
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NPSL$1,000$18,000$9,500$5,000$5,000$5,500$8,000$5,300$9,000$5,500$4,200$1,900$4,000$1,600
Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: Best time for CLI on CSP

+1. 6 months

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
Posts: 760
Registered: ‎02-11-2012
0

Re: Best time for CLI on CSP

Chase  was a HP for a cli increase for my case.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Frequent Contributor
Posts: 399
Registered: ‎08-02-2011
0

Re: Best time for CLI on CSP

I got my CSP and Freedom in February and have put several thousand dollars through them since. The other day, right arounf the 6 month point they auto CLI'd me from 5k and 6k respectively to 8k each. Maybe they'll show you some luv!


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

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Frequent Contributor
Posts: 352
Registered: ‎07-13-2012
0

Re: Best time for CLI on CSP

Do you bank with chase also?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

Re: Best time for CLI on CSP

Bank with local CU. I would love me some CLI's shortly!!!!

Valued Contributor
Posts: 2,297
Registered: ‎07-23-2012
0

Re: Best time for CLI on CSP

did you cli with freedom? or was it always that good?

hard pull? auto cli? 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Regular Contributor
Posts: 159
Registered: ‎03-25-2012
0

Re: Best time for CLI on CSP

Freedom was southwest rapid rewards was a visa signature started with a $6000 limit. I got the SW one a month after the csp.
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New Contributor
Posts: 184
Registered: ‎07-08-2012
0

Re: Best time for CLI on CSP

Is your Freedom the visa signature version? If not you ciuld prob call the exec iffice & have them transfer part of the freedom limit to your CSP (unless you are planning on putting a lot of charges on the freedom b/c of the zero apr.) Not exactly what you want but you woudn't take a HP for it.

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
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