Reply
Regular Contributor
s_rob7488
Posts: 159
Registered: ‎03-25-2012

Best time for CLI on CSP

I've had my CSP since April but have put around $6000 thru it and PIF each statement balance. I would like to get it to $10,000. My other chase card is freedom with $6000!limit. CSP has $5000. The freedom is about $1800 balance now as I took advantage of 0%. I could pay off but don't really want too. Should I wait til next month to call and ask for CLI on CSP? When I do call should I call exec or reg back door? 

Frequent Contributor
xiownthisplacex
Posts: 258
Registered: ‎08-29-2011

Re: Best time for CLI on CSP

I would wait only after 6 months of having the card to ask for a CLI. With Chase, more than likely it will be a HP, so don't waste one right now!


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Citi EQ Pull: 745 Walmart TU08: 750 AMEX EX Pull: 745 1/21/2013 Goal Score: 780+
Hover over image to see limits

NPSL$1,000$9,500$9,500$5,000$5,000$5,500$6,500$5,300$9,000$5,500$4,200$1,200$1,900$1,600$1,600
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012

Re: Best time for CLI on CSP

+1. 6 months

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
bettercreditguy1
Posts: 738
Registered: ‎02-11-2012

Re: Best time for CLI on CSP

Chase  was a HP for a cli increase for my case.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
Frequent Contributor
LTomBerry
Posts: 398
Registered: ‎08-02-2011

Re: Best time for CLI on CSP

I got my CSP and Freedom in February and have put several thousand dollars through them since. The other day, right arounf the 6 month point they auto CLI'd me from 5k and 6k respectively to 8k each. Maybe they'll show you some luv!


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

Take the FICO Fitness Challenge
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012

Re: Best time for CLI on CSP

Do you bank with chase also?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Regular Contributor
s_rob7488
Posts: 159
Registered: ‎03-25-2012

Re: Best time for CLI on CSP

Bank with local CU. I would love me some CLI's shortly!!!!

Valued Contributor
creditnocash
Posts: 2,175
Registered: ‎07-23-2012

Re: Best time for CLI on CSP

did you cli with freedom? or was it always that good?

hard pull? auto cli? 

Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
s_rob7488
Posts: 159
Registered: ‎03-25-2012

Re: Best time for CLI on CSP

Freedom was southwest rapid rewards was a visa signature started with a $6000 limit. I got the SW one a month after the csp.
New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012

Re: Best time for CLI on CSP

Is your Freedom the visa signature version? If not you ciuld prob call the exec iffice & have them transfer part of the freedom limit to your CSP (unless you are planning on putting a lot of charges on the freedom b/c of the zero apr.) Not exactly what you want but you woudn't take a HP for it.

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+