01-22-2013 05:59 PM
When is the best time to app for anything? Because it seems that the beginning of the year has been best for me.... How about everyone else what have you found?
01-22-2013 06:07 PM
01-22-2013 06:12 PM
01-22-2013 06:40 PM
When your credit score is at its best
01-22-2013 06:45 PM
Anytime is a good time to app, provided your scores are good & utility is low.
01-22-2013 07:13 PM
When you need new credit that you'll actually use.
01-23-2013 09:26 AM
When your scores are highest.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.