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When is the best time to app for anything? Because it seems that the beginning of the year has been best for me.... How about everyone else what have you found?
Christmas Time!!!
+1
When your credit score is at its best
Anytime is a good time to app, provided your scores are good & utility is low.
For me, summer and fall have been good. Spring not good.
When you need new credit that you'll actually use.
When your scores are highest.