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Best to Worst CC Customer Service

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Anonymous
Not applicable

Re: Best to Worst CC Customer Service

Chase would be an exception, cause I love chase even with their lack of chat
Message 31 of 45
Leadberry
Established Contributor

Re: Best to Worst CC Customer Service

My experience, from best to worst:

 

1. NFCU

1. Discover

3. Amex

4. USAA

5. Capital One

6. GE

7. BofA

 

NFCU and Discover: No wait times. Knowledgable, courteous, and professional US-based CSR's.

Amex: CSR quality can be inconsistent. They get things done.

USAA: Other than the whole "we can't PC because it's against the law" line, they're okay.

Capital One: Long wait times, CSR's read from scripts, some processes that should be simple are convoluted.

GE: Foreign CSR's who work from a script.

BofA: I won't even go there.

   
FICO Scores 800+
Message 32 of 45
Anonymous
Not applicable

***Which Credit Card Company have the BEST CSRs?

Lately, I have been reading about how Company A is horrible because they speak in a foreign language or Company B keeps passing the buck and can't give you a straight forward answer. 

 

On the other side, Company C has excellent CSR service and they are trained well to answer your questions - leaving you happier than before your called - OR Company D who hands out nice CLIs without interrogating you about every little detail in your credit reports.

 

So here's the big question -- In your experience, who should be in the top 2 positions for BEST Customer Service and why did you put them in those positions? (I'm asking about "Major CC Names"  and not startup "bad-credit" CSRs like Credit One of Fingerhut - sorry, that's another discussion for another day.)

 

I would love to hear your really good experiences and BAD ones too!  Anything goes. Smiley Very Happy

 

Here's the nominations (Not in any particular order.)

 

Citi

Chase

Wells Fargo

American Express

Discover

Barclays

First National Bank of Omaha aka FNBO

Capital One

US Bank

Bank of America

 

 

 

 

 

Your TOP 2 are:

 

 

1.

 

2.

 

 

Message 33 of 45
Anonymous
Not applicable

Re: ***Which Credit Card Company has the BEST CSRs?

1. Discover
2. Chase
3. Bank of America
4. American Express
5. Capital one.
6. Wells Fargo

These are just the ones that I have experiences with. Don't have a Barclays or citi card. Never had to call a CSR for an issue with my care credit or tires choice card.
Message 34 of 45
Anonymous
Not applicable

Re: ***Which Credit Card Company has the BEST CSRs?

We just had a thread, that's on page 2, about this very topic.  Think we should stick to one

Message 35 of 45
Anonymous
Not applicable

Re: ***Which Credit Card Company has the BEST CSRs?


@Anonymous wrote:

We just had a thread, that's on page 2, about this very topic.  Think we should stick to one


Agreed..

Message 36 of 45
northface28
Established Contributor

Re: ***Which Credit Card Company has the BEST CSRs?

Barclays

Discover

BK Discharged 9/11

Cap1 Quiksilver Visa Signature $41k| Discover IT $24k| Barclays Uber VISA $16.2k|BOA Cash Rewards $8.4k| BOA BBR $6k|AMEX Cash Magnet $12.8k|AMEX BCP $16.6k|Huntington Voice $5.5k|Citi Double Cash $5.7k| US Bank Cash+ $6.5k
Message 37 of 45
Anonymous
Not applicable

Re: ***Which Credit Card Company has the BEST CSRs?


@northface28 wrote:

Barclays

Discover


Why do you like Barclays Northface?  I head they are hard core mean. Smiley Frustrated

Message 38 of 45
onstar
Established Contributor

Re: Best to Worst CC Customer Service

Among my CC issuers:

 

Grade: A+

Amex. No one even comes close.

 

Grade: A

Discover.

Chase.

 

Grade: B+

Capital One.

Citibank.

 

Grade: B

Bank of America.

Barclay.

Synchrony.

Comenity.

Target RED (TD Bank).

 

Grade: C

If any bank gets a C, then that would probably more a reflection of the USER than the BANK. Sure banks screw up every now and then, but 99% of the complaints about the banks are really user error. Yeah, I'm pointing my fingers at YOU! Smiley Wink

 

BK DC 4/9/2018
FICO 08 (4/9/2018): EQ 647 EX 609 TU 620
FICO 08 (10/16/2020): EQ 676 EX 659 TU 653
Message 39 of 45
Anonymous
Not applicable

Re: ***Which Credit Card Company have the BEST CSRs?

1. Chase (J.P. Morgan reps)

2.Amex (Centurion)

 

My vote goes to Chase for the top spot, very professional and polished. Amex is a close second.

 

 

Message 40 of 45
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