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Just curious as to what everyone's thoughts are? My ultimate goal is to have the CSP, Freedom, and Freedom Unlimited trio for rewards, but that will have to come later as I am over 5/24. What would you all say is the next best thing? Barclays Arrival? Citi Thank you Premier? Amex PRG? These are all general travel points rewards cards, but are these the best? or would a card like the Amex Delta Gold or Citi AAdvantage be better? I guess I should specify that I primarily will use my rewards for flights, not so much hotels (for now).
Will also say that I am not really interested in the Amex Platinum due to the really high annual fee.
@Anonymouswrote:Just curious as to what everyone's thoughts are? My ultimate goal is to have the CSP, Freedom, and Freedom Unlimited trio for rewards, but that will have to come later as I am over 5/24. What would you all say is the next best thing? Barclays Arrival? Citi Thank you Premier? Amex PRG? These are all general travel points rewards cards, but are these the best? or would a card like the Amex Delta Gold or Citi AAdvantage be better? I guess I should specify that I primarily will use my rewards for flights, not so much hotels (for now).
Will also say that I am not really interested in the Amex Platinum due to the really high annual fee.
I was pleased with the JetBlue card.
But Barclays is a weird bank to deal with.
Which card is best really depends on which point system works best for you. There is no one answer that is the same for everyone.
I've actually gotten to where I like having my Amex cards for earning points from regular expenses toward flights. However, for actual travel purchases I like using my Citi TY Premier and my hotel cards for the added benefits they provide. At some point I will have to pick and choose between some of these because of AFs but it's nice having options now.
@Anonymouswrote:
Those are all high AF cards that the OP is avoiding. That said, the Delta card can be downgraded to the Delta Blue which will be no fee after the first year.
The Ritz Carlton card earns a $100 discount on domestic round trip flights when you buy tickets for 2-5 people. So not the same as a companion pass, but potentially more lucrative.
The Ritz Carlton card has a $450 AF. Also you'd have to try pretty hard to make a companion pass redemption worth less than $100.
EDIT: Never mind I see what you're saying. If you fly multiple times per year, the $100 discounts add up.
Actually, annual fees are fine. Max I would go is for the PRG, but $95 is closer to where I would like to be at for the increased benefit and rewards. I'm just wondering which reward system is best, I don't know much about them or the value other than Chase's. I guess I should have been more specific. Ideally, i'm looking for best long term rewards/decent earning rate in addition to a good sign up bonus.
If you're looking to earn points on regular purchases that can be used toward flights, you really should look at Amex. The EveryDay Preferred card has a $95 AF, but it also gives you a 50% points bonus if you use it 30 times in a month. That means you'll earn 4.5x points on groceries, 3x on gas, and 1.5x on everything else. Those points can be transferred to your choice of over a dozen frequent flyer programs. You could also pair it with the PRG for 3x on airfare and 2x on restaurants and Amex travel. Or pair the PRG with the no AF EveryDay card which earns 2.4x on groceries and 1.2x on everything else (with 20% bonus after 20 purchases).