Best travel rewards credit card with lowest credit score?
Hi all,
I was just wondering what is the best travel rewards credit card that can approve you with the lowest credit score. I love to travel and want to use for hotel stays. I know i wont be applying for anything anytime soon but once the time comes, i would like to know which card to apply for that has the best chances of getting approved.
Re: Best travel rewards credit card with lowest credit score?
I got AmEx Delta $5k CL and the CapOne Venture $10k CL with scores in the 670's and 680's and a 6 year old BK13 on file.
FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706 Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9 Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000 NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000 NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95% NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45% Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k Last app: 4-6-24
Re: Best travel rewards credit card with lowest credit score?
It depends on what you want in a travel card: psedo cash back (arrival, venture, BoA Travel Rewards etc), partner cards (Citi Aa, Chase United etc), cards which transfer to a group of partners (Amex SPG, Amex MR, Chase UR, Citi TYP), and what perks you are after (lounge access, free nights etc(
Re: Best travel rewards credit card with lowest credit score?
Would really like free hotel nights, or whatever i can use to get free hotels nights as easy as possible. No annual fee would be great but unless you have excellent credit i wont hold my breath for it. Just a card that i could get with an average fico score where i can earn free hotel nights.
