@Anonymous wrote:
Hello everyone , first of all let me say that because of this forum I currently have a 760-780 fico score . I stopped frequenting this website a couple years ago so my knowledge on the current CC's bonuses is nonexistent . My question is what are the best current airline/travel sign up bonuses ? Im planning a trip in a few months and I though I should leverage my amazing credit ( thanks to you guy ) on making it happen.
I've been gardening for the last 18-24 months . Here's my current lineup:
Chase freedom: 5k
Discover it: 7k
Capital one visa: 5k
Amex charge card
DCU platinum: 10k
And I still have the $300 secured cap 1 card that made all this happen .
The cap1 card you should close. Or try to unsecure it and move the 5k cap1 visa to it if its really really old (>5 yrs). I assume the 5k cap1 visa is a no AF quicksilver???
You should definitely strategize this whole thing. How many of the cards listed have been open in the last 24 months? That will get you to your 5/24 status for chase bank. Unless you get a mail offer, are targeted, or somehow get prequalified in branch, if you have opened 5 cards in the last 2 years its basically impossible to get approved. You probably are a little under 5/24 so thats something to consider.
If I were you, I would go to reddit.com/r/awardtravel and look at some of the threads there. See what types of trips folks have taken, how many points it took, and how they got them. I would definitely get the CSP and CSR first, so that you can redeem all your URs through the CSR for a better value. The arrival plus is currently at 50k points, worth 500 in travel, but you can only redeem it for charges >$100 and you are stuck dealing with arrival plus redemption math, because you will end up having a bunch of points leftover if you redeem the 500 all at once, requiring a ton of spend to cash out. At that point you could PC to the no AF version which has no dividend, and minimum redemptions of $25.
Even though I dislike barclays because of their wonky customer service, I will also mention their aviator red card. $95 annual fee, but has 50k miles free after your first purchase, meaning no minimum spend.
Which Amex charge card do you have? If you cant get the 100k offer to show up you may be able to upgrade your current card to the platinum and get 60k points, $200 in flight credits now and again january first. Delta gold amex is at 60k miles free, also the platinum is at 70k.
May be able to get the bank of america merrill plus by calling in which is $500 cash, or up to $1k in flights (although folks tend to get closer to 700-900).
https://www.reddit.com/r/churning/comments/5wsvzr/faq_credit_card_recommendation_flowchart/
