Best way to PIF?

[ricefed]

I currently only leave a 1% balance report and pif each month. The way I pif is everytime i use my credit card  i pay it off the same day i make the charge. My question is would it be better to let the charges build up a week or two for a higher balance then pif? Just wondering what the best option is to help my credit limit grow in the future. My limit is 3k and im running a little over 2k through it each month. The credit card im using is a NFCU cash rewards if the makes a difference. Thanks for the help.

[DI]

You can let the charges build and PIF days before the next statement  generate. 

[tpatterson2k9]

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@DI wrote:

You can let the charges build and PIF days before the next statement  generate. 

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On that note, does that mean a person could charge a CC from 0% to 80% util, for example, and as long as it is paid down below 10% before the next statement is cut, then the high 80% util won't be reported?

[DI]

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@tpatterson2k9 wrote:

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@DI wrote:

You can let the charges build and PIF days before the next statement  generate. 

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On that note, does that mean a person could charge a CC from 0% to 80% util, for example, and as long as it is paid down below 10% before the next statement is cut, then the high 80% util won't be reported?

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Exactly!!