Best way to Recon Citi Diamond Preferred?

youngandcreditwrthy · ‎08-16-2012

So...
I took the plunge and apped for CDP recently. I got denied due to "too many recently opened accounts"
They pulled EQ. My score is like 700+. I've only opened Chase, Discover, and Amex in the past few months just to continue my transition in my credit journey to have "prime" accounts. Most of the success I've seen on the internet is with writing the Exec Office, which seems like a hassle, or getting an old lady to recon me. I was told to wait until I get the letter, which I've yet to receive. Lol... I feel like I could prob get somewhere without the letter though.

So what should I do? I feel dumb for gettin denied esp. since Ive busted my azzzz to get my fico this high and keep all of my stats in line. Surely, someone over at Citi gets that having a Citi card is better than have a Crapital1 card or "Orchard Bank" LOL?

I mean.... Get real Citi; I have a $10,500 Amex for God's sake!!!!!

Ideas? Thoughts? Lol

swpopham · ‎06-02-2012

Call ND executives office. And ask but ive never seen a successful citi recon.. didnt work for me

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar

lionsfan20 · ‎11-26-2012

I have a 15000 amex and got denied lol , I was just able to recon it. Just keep calling until you get someone nice. My second attempt I got a nice old white lady(I say white because alot of the reps there are indian and they dont help at all).

joeyh2007 · ‎05-19-2012

I had good luck with a CLI recon by calling their Credit Department directly in SD. I had my card for 5 years and wanted to increase the limit before PCing to what I have now (HHonors Visa Sig). The gentleman in the credit department was polite, we had a real conversation and of course he raised my limit.

I cannot say if the Credit Department will help for a new account though.

I also have the number for an executive assistant and the email addresses of the execs I found when I was trying to get something done on my account. If you email the execs all at once, you could expect a call within 24 hours, but as alwasy, YMMV.

In my wallet: Amex Zync: 1k spending cap (temporary), Citi Hilton Honors Visa Signature: $2000, First Financial Bank: $3500, Discover More: $5000, Barclays Apple Financing: $3500, Astoria Federal Savings: $500 Macy's: $500

Business: Chase Ink Cash World Mastercard: $2000

In my SD: Two CapOne $750,$1500

youngandcreditwrthy · ‎08-16-2012

Lol denied reconsideration! Ugh! Too many accounts opened but I havent even used any of those stupid credit lines!!!

youngandcreditwrthy · ‎08-16-2012

Do they keep a record of when you call?

swpopham · ‎06-02-2012

Yes very detailed too. I tried already

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar

jsickz32 · ‎06-25-2012

Welcome to the club of being denied due to too many new accounts lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)

LesWH · ‎10-11-2012

youngandcreditwrthy wrote:
Lol denied reconsideration! Ugh! Too many accounts opened but I havent even used any of those stupid credit lines!!!

WOW! How long did they reconsider? Did they immediately say no?

NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014

youngandcreditwrthy · ‎08-16-2012

Oh... I blathered about why I opened accts and discussed my super low util...it was a goid 10 min call... I was nice and informed sounding I believe... She just would not have it. She said she couldnt see my report, but then said I opened 7-8 accts recently, which is inaccurate. Ughhh

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Best way to Recon Citi Diamond Preferred?

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