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Best way to get lower rates on Chase...PC?

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mauve
Valued Contributor

Best way to get lower rates on Chase...PC?

My broher has a Slate and a Freedom, both at low-mid-20s rates. He has balances on both. I told him to call to ask for a lower APR, and he was denied on both.

 

Is there an EO contact to try? Is it maybe a better idea to try to PC? Or should he go straight for finding a card to BT to?

 


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


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enharu
Super Contributor

Re: Best way to get lower rates on Chase...PC?

You could try calling lending services (888-245-0625).

 

If that still fails, your best option is to seek a BT card.


Best of luck!

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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mauve
Valued Contributor

Re: Best way to get lower rates on Chase...PC?

Thanks!

 


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


Take the myFICO Fitness Challenge
Message 3 of 3
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