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Best way to pay only once a month

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dabossman
Contributor

Best way to pay only once a month

What's the most efficient way to switch all my days my statements close so I can just pay all but one off every month on the same day. Instead of right now where I have 4 close around 17-19 2 around the 24-27. And 1 that closes on the 6th of the months.

Just login and talk to some reps and try and get all my statement closing dates to the 20th?

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Message 1 of 4
3 REPLIES 3
aubie1kenobie2
Frequent Contributor

Re: Best way to pay only once a month

I've done that with Citi and they agreed to move my date. They only let me pick either first half or 2nd half of the month though and not a specific date.


Starting Score: No credit history in July 2013, 663 in August (lender pulled)
Current Score: 773 (Discover FICO), 749 (DCU EQ)
Ultimate goal: Buy a house in 2016!
Message 2 of 4
NoNonsense
Established Member

Re: Best way to pay only once a month

 

Getting all the due days in a cluster is best.  However, I am making an exception to that rule, separaing my Walmart and Discover cards so I get a different, brand new FICO every two weeks.  But, I think your idea should be the general rule.

Message 3 of 4
Chris679
Established Contributor

Re: Best way to pay only once a month

I set the due date on all for the 27th. This puts the statement date right around the 31st or 1st. I love the idea of staggering the FICO scores but Walmart closed my account due to inactivity. For whatever reason I can still log in and get a new FICO each month so I don't want to rock the boat.
Message 4 of 4
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