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A friend wats to get a BestBuy CC what score do you need? EQ is 632.
Remember, they're issued through Capitol One now, so tell your friend not to get their hopes up. Who knows what score works for them now, I haven't seen much of a sampling here or elsewhere yet.
@corymcd88 wrote:A friend wats to get a BestBuy CC what score do you need? EQ is 632.
There are far better credit cards than best buy... Try for a revolver elsewhere... Cap one pulls all three bureaus when you apply.. Which is kinda harsh considering its just a best buy card
If he's trying for a store card, he should wait until his score goes up a bit. I got approved for one a while back and it was plan b which means a low cl ( 800 max ) i think and no cli's. If he's going for the actual credit card, I think it's best if he looks for another card as the bestbuy credit card isn't that good at all.
where is the 632 from? scorewatch trial? or elsewhere.
honestly with the af its not that great of a deal.
i would tell him to app for a walmart. plus he gets free fico 08 everymonth and they are great on cli from what i hear.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
I have a plan b card never paid intrest on and my limit is 1940 got it back in 2010 it is the non rewardzone version i guess the ones they give out now have rewardzone for the store card
With that score don't hope for much. If he's lucky he'll get a low limit mastercard version with a AF. I don't think CapOne pulls all 3 for the best buy store card. I know HSBC pulled only 1 when they had it and i haven't heard that it's changed since capone took over. It's not a bad card. Pretty sure those that are saying it's bad is because they have a low limit and high AF version
@Mike360 wrote:With that score don't hope for much. If he's lucky he'll get a low limit mastercard version with a AF. I don't think CapOne pulls all 3 for the best buy store card. I know HSBC pulled only 1 when they had it and i haven't heard that it's changed since capone took over. It's not a bad card. Pretty sure those that are saying it's bad is because they have a low limit and high AF version
Not saying the BB card is bad at all, I have the store card and luv the financing options!! However, I would be mad if I got the low limit MC.