Reply
Established Contributor
corymcd88
Posts: 898
Registered: ‎12-12-2011
0

BestBuy CC Score

A friend wats to get a BestBuy CC what score do you need? EQ is 632.

Walmart / SYNCB - 4,500/7,500 | JCP MasterCard / SYNCB - 4,000 | Dillard's / SYNCB - 5,000 | Amazon / SYNCB - 1,500 | Chevron / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/1,700 | Bank Of America 123 Cash Back - 2,500 | Wells Fargo - 300 |AMEX ZYNC - NPSL | AMEX Hilton HHonours - 2,000 | USAA AMEX - 250 | PenFed Platinum Rewards Visa Signature - 18,400 | PenFed Travel Rewards AMEX - 5,000.
Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011
0

Re: BestBuy CC Score

 

Remember, they're issued through Capitol One now, so tell your friend not to get their hopes up.  Who knows what score works for them now, I haven't seen much of a sampling here or elsewhere yet.

Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012
0

Re: BestBuy CC Score


corymcd88 wrote:

A friend wats to get a BestBuy CC what score do you need? EQ is 632.


There are far better credit cards than best buy... Try for a revolver elsewhere... Cap one pulls all three bureaus when you apply.. Which is kinda harsh considering its just a  best buy card

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
New Contributor
stevenngu92
Posts: 73
Registered: ‎01-05-2012
0

Re: BestBuy CC Score

If he's trying for a store card, he should wait until his score goes up a bit. I got approved for one a while back and it was plan b which means a low cl ( 800 max ) i think and no cli's. If he's going for the actual credit card, I think it's best if he looks for another card as the bestbuy credit card isn't that good at all.

Amazon Store Card ($4000) Amex BCE ($7400) BofA Better Balance Rewards ($2500) Best Buy Store Card ($5000) Chase Freedom ($2500) Discover It ($5500) Walmart Discover ($6000) Wells Fargo CB ($3500)
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: BestBuy CC Score

where is the 632 from? scorewatch trial?  or elsewhere. 

 

honestly with the af its not that great of a deal. 

i would tell him to app for a walmart. plus he gets free fico 08 everymonth and they are great on cli from what i hear. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Regular Contributor
cableguy123
Posts: 230
Registered: ‎11-05-2011
0

Re: BestBuy CC Score

I have a plan b card never paid intrest on and my limit is 1940 got it back in 2010 it is the non rewardzone version i guess the ones they give out now have rewardzone for the store card

 

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: BestBuy CC Score

Odds are your friend will get plan B card with that score, and 3 HP's :smileysad:

I would pass on it.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Mike360
Posts: 433
Registered: ‎03-19-2010
0

Re: BestBuy CC Score

[ Edited ]

With that score don't hope for much. If he's lucky he'll get a low limit mastercard version with a AF. I don't think CapOne pulls all 3 for the best buy store card. I know HSBC pulled only 1 when they had it and i haven't heard that it's changed since capone took over. It's not a bad card. Pretty sure those that are saying it's bad is because they have a low limit and high AF version

~~In my wallet: Best Buy $7500, Dell Preferred $5500, Discover IT $4000, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $2100, CapOne Platinum $2000, Kohls $1500, Target $200
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: BestBuy CC Score


Mike360 wrote:

With that score don't hope for much. If he's lucky he'll get a low limit mastercard version with a AF. I don't think CapOne pulls all 3 for the best buy store card. I know HSBC pulled only 1 when they had it and i haven't heard that it's changed since capone took over. It's not a bad card. Pretty sure those that are saying it's bad is because they have a low limit and high AF version


Not saying the BB card is bad at all, I have the store card and luv the financing options!! However, I would be mad if I got the low limit MC. :smileyvery-happy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}