Credit Cards

[corymcd88]

A friend wats to get a BestBuy CC what score do you need? EQ is 632.

[RyVision]

Remember, they're issued through Capitol One now, so tell your friend not to get their hopes up.  Who knows what score works for them now, I haven't seen much of a sampling here or elsewhere yet.

[Tommy5746]

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corymcd88 wrote:

A friend wats to get a BestBuy CC what score do you need? EQ is 632.

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There are far better credit cards than best buy... Try for a revolver elsewhere... Cap one pulls all three bureaus when you apply.. Which is kinda harsh considering its just a  best buy card

[stevenngu92]

If he's trying for a store card, he should wait until his score goes up a bit. I got approved for one a while back and it was plan b which means a low cl ( 800 max ) i think and no cli's. If he's going for the actual credit card, I think it's best if he looks for another card as the bestbuy credit card isn't that good at all.

[creditnocash]

where is the 632 from? scorewatch trial?  or elsewhere. 

honestly with the af its not that great of a deal. 

i would tell him to app for a walmart. plus he gets free fico 08 everymonth and they are great on cli from what i hear. 

[cableguy123]

I have a plan b card never paid intrest on and my limit is 1940 got it back in 2010 it is the non rewardzone version i guess the ones they give out now have rewardzone for the store card

[LS2982]

Odds are your friend will get plan B card with that score, and 3 HP's

I would pass on it.

[Mike360]

With that score don't hope for much. If he's lucky he'll get a low limit mastercard version with a AF. I don't think CapOne pulls all 3 for the best buy store card. I know HSBC pulled only 1 when they had it and i haven't heard that it's changed since capone took over. It's not a bad card. Pretty sure those that are saying it's bad is because they have a low limit and high AF version

[LS2982]

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Mike360 wrote:

With that score don't hope for much. If he's lucky he'll get a low limit mastercard version with a AF. I don't think CapOne pulls all 3 for the best buy store card. I know HSBC pulled only 1 when they had it and i haven't heard that it's changed since capone took over. It's not a bad card. Pretty sure those that are saying it's bad is because they have a low limit and high AF version

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Not saying the BB card is bad at all, I have the store card and luv the financing options!! However, I would be mad if I got the low limit MC.