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New Contributor
Posts: 60
Registered: ‎02-06-2009
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BestBuy and Macy's CC

Does anyone know if Bestbuy or Macy's do a hard/soft pull for CLI? I was considering asking for it to lower util (currently at around 15%). But I would only consider it if it's a soft pull.

 

Any info would help. Thanks

Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: BestBuy and Macy's CC

Not sure about bestbuy, but Macy's you can ask them for CLI every 3 months and it is normally soft inq.
New Contributor
Posts: 60
Registered: ‎02-06-2009
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Re: BestBuy and Macy's CC

maybe I should jump on the ball. This account has been opened for a few years now and never asked for CLI.

 

How generous are they with CLI? currently at $500 but it was opened when my gf was just starting to build her credit. She is now at 700+. Is she looking at $500 or maybe a few thousand?

Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
0

Re: BestBuy and Macy's CC


FicoHound007 wrote:

maybe I should jump on the ball. This account has been opened for a few years now and never asked for CLI.

 

How generous are they with CLI? currently at $500 but it was opened when my gf was just starting to build her credit. She is now at 700+. Is she looking at $500 or maybe a few thousand?


 

I got my card Dec 2007 with $100 CL, now it stands at $3800CL. Hope this answers your question. You can call Macy's every 3 months and ask for CLI.
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