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Regular Contributor
Posts: 232
Registered: ‎03-05-2013

Big Credit Increase FingerHut after 1 Statement

This is more geared to folks trying to rebuild their credit (as I am).

 

FingerHut news that might help a few people.

 

I applied for FingerHut on February 16, 2013.

 

Approved for a $200 line of credit (FingerHut/WEBBANK).

 

I bought something that cost enough to utilize 75% of that available credit.

 

I paid it off in TWO payments right after the first statement cut (statement cut, I paid 50% and then 1 week later payed the last 50%).

 

Then I ordered a second item that cost enough to utilize about 80% plus of my available $200 credit line.

 

The statement has NOT CUT as of today and I have made NO PAYMENTS on the new ordered item.

 

Logged into FingerHut moments ago, my $200 line of credit went to $500 - a $300 credit limit increase after the first statement.

 

That should look nice on next month's credit reports!

 

I hope that information helps some of you who have or are considering using FingerHut/WEBBANK as part of your credit rebuilding plans.

USAA Rewards VISA (7,500 - 03/2013) / DiscoverIT (6500 - 03/2013) / Cap One Platinum MC (2750 - 03/2013) / Credit One Platinum VISA (750 - 03/2013) / First Premier Bank MC (300 - 02/2013) / FingerHut/WEBBANK (5200.00 - 02/2013) / Victoria's Secret/Comenity (1500 - 03/2013) / PayPal Smart Connect/GECRB (2900 - 03/2013) / Lowe's/GECRB (2800 - 03/2013) / Amazon.com/GECRB (4500 - 03/2013) / Chevron Texaco/GECRB (1950 - 03/2013) / J.C. Penney/GECRB (2150 - 02/2013) / Target (750 - 07/2013) / Abercrombie & Fitch/Comenity (1850 - 07/2013) / CareCredit/GECRB (4500 - 08/2013) / DCU Visa (2000 - 11/2013) / NFCU Sig cashRewards Visa (7000 - 11/2013) - MilitaryStar/Chase (4700 /12/2013)

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Big Credit Increase FingerHut after 1 Statement

Congrats!!!!! This makes a difference :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Regular Contributor
Posts: 232
Registered: ‎03-05-2013
0

Re: Big Credit Increase FingerHut after 1 Statement

YOUR PayPal Extras MasterCard would make all the difference! LOL Nice siggy youngandcreditworthy!

 

But thanks, this bump will help for sure. But as I wrote, I hope this informaiton might help some people trying to figure out FingerHut and gauge what they do and when (and what possible activities on our part, the consumer, that trigger their credit actions).

 

 

USAA Rewards VISA (7,500 - 03/2013) / DiscoverIT (6500 - 03/2013) / Cap One Platinum MC (2750 - 03/2013) / Credit One Platinum VISA (750 - 03/2013) / First Premier Bank MC (300 - 02/2013) / FingerHut/WEBBANK (5200.00 - 02/2013) / Victoria's Secret/Comenity (1500 - 03/2013) / PayPal Smart Connect/GECRB (2900 - 03/2013) / Lowe's/GECRB (2800 - 03/2013) / Amazon.com/GECRB (4500 - 03/2013) / Chevron Texaco/GECRB (1950 - 03/2013) / J.C. Penney/GECRB (2150 - 02/2013) / Target (750 - 07/2013) / Abercrombie & Fitch/Comenity (1850 - 07/2013) / CareCredit/GECRB (4500 - 08/2013) / DCU Visa (2000 - 11/2013) / NFCU Sig cashRewards Visa (7000 - 11/2013) - MilitaryStar/Chase (4700 /12/2013)

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: Big Credit Increase FingerHut after 1 Statement

Congrats on the quick increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: Big Credit Increase FingerHut after 1 Statement

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Highlighted
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: Big Credit Increase FingerHut after 1 Statement

I remember my first cli on my Capital One card back in the day... It was from $300 to $500 :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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