04-06-2013 12:21 PM
This is more geared to folks trying to rebuild their credit (as I am).
FingerHut news that might help a few people.
I applied for FingerHut on February 16, 2013.
Approved for a $200 line of credit (FingerHut/WEBBANK).
I bought something that cost enough to utilize 75% of that available credit.
I paid it off in TWO payments right after the first statement cut (statement cut, I paid 50% and then 1 week later payed the last 50%).
Then I ordered a second item that cost enough to utilize about 80% plus of my available $200 credit line.
The statement has NOT CUT as of today and I have made NO PAYMENTS on the new ordered item.
Logged into FingerHut moments ago, my $200 line of credit went to $500 - a $300 credit limit increase after the first statement.
That should look nice on next month's credit reports!
I hope that information helps some of you who have or are considering using FingerHut/WEBBANK as part of your credit rebuilding plans.
04-06-2013 12:23 PM
04-06-2013 12:26 PM
YOUR PayPal Extras MasterCard would make all the difference! LOL Nice siggy youngandcreditworthy!
But thanks, this bump will help for sure. But as I wrote, I hope this informaiton might help some people trying to figure out FingerHut and gauge what they do and when (and what possible activities on our part, the consumer, that trigger their credit actions).
04-06-2013 02:13 PM
04-06-2013 08:47 PM