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Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: Big News from my App Spree

Letter from AMEX duhh lol

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Valued Contributor
SnackTrader
Posts: 1,567
Registered: ‎09-15-2012
0

Re: Big News from my App Spree

Well more updates, but this time not as great.

 

I got my Citi card agreement, and it appears that Citi not only pulled EX, but pulled TU as well.  They sent along a TU FAKO of 766 (range of 250-900), because I didn't get the best interest rate on the card.  I hadn't heard of Citi pulling two reports before, but who knows, maybe they pulled all 3.  I never received a SW alert on my EQ report for a new inquiry, but it doesn't mean it didn't happen.

 

I'm sorting out some things with my student loans next week which will require another INQ on my EX report - so after all the dust settles it looks like I will have a total of 6 INQs on my EX report (with one rolling off in January), at least 3 on my TU, and at least 2 on my EQ.  Oh well, at least the scores have been very good overall, and the cards are slowly trickling in.  The Chase Freedom arrived today, but the BCP and Forward are noticably absent.  Amex CS claimed the BCP shipped on Wednesday, but apparently it took 3 or 4 days in transit (seems outrageous given current efficiencies of USPS air service).

 

Thank you all for following with me through this spree!  I will give you updates on how the cards are going, and my Amex CLI request over the next couple months.


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014

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