Big limits

[boomhower]

In general credit unions give bigger starting limits than the big banks.

[electra]

I started out with 0 CCs and a score of 584.  NFCU gave me a VISA Siggy with a $5k limit.  Within 5-6 months I had it increased to $25k.   

I just apped for CSP and BCP with the scores you see in my sig and 6-7 months of history w/NFCU and I got a $6k CL for CSP and a $1k CL (Wow) for AMEX

I have a fairly high income.

[MsLadyRover]

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@electra wrote:

I started out with 0 CCs and a score of 584.  NFCU gave me a VISA Siggy with a $5k limit.  Within 5-6 months I had it increased to $25k.   

I just apped for CSP and BCP with the scores you see in my sig and 6-7 months of history w/NFCU and I got a $6k CL for CSP and a $1k CL (Wow) for AMEX

I have a fairly high income.

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That's awesome!  Congrats!!

[visorboy1974]

I've heard that the MileagePlus Club card has $8K as the min limit to start. 

[thom02099]

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@enharu wrote:

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@thom02099 wrote:

In the context of which issuer gives the BIGGEST initial credit limits, I don't think there's a definitive answer.  It's all a matter of perspective.  For someone starting out on their credit journey, a $5K limit for a CSP may be considered a huge CL.  For a more seasoned credit adventurer, unless one is getting $10K to start, it's not "worth it" (tongue is firmly in cheek here!).  That said, those $10K starters are not unheard of, and a good place to start for those is Merrill Lynch.  When I got my Platinum Plus card from them (you have to do it by phone), they asked me if $10K was enough to start!

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were you already a ML client when you applied? or did you had the BofA card for a while?

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No prior ML client, but did have a relationship with BofA...Cash Rewards Signature Visa card and a prior (paid) mortgage, perfect history with them over the life of the loan.