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Biggest CLI through Cap 1 EO?

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whodatnation2
Regular Contributor

Biggest CLI through Cap 1 EO?

I got an initail CLI about a year ago from 500 to 4000. I was looking to ask for another one. I was thinking between 12,000 and 20,000. Is that possible thru Cap 1? Anyone gotten a limit increase that big before?


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


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Message 1 of 17
16 REPLIES 16
whodatnation2
Regular Contributor

Re: Biggest CLI through Cap 1 EO?

Anyone??


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


Take the FICO Fitness Challenge
Message 2 of 17
gdale6
Moderator Emeritus

Re: Biggest CLI through Cap 1 EO?

Recently read on one of the forums someone went from 500 to 10K thru the EO.

Message 3 of 17
red259
Super Contributor

Re: Biggest CLI through Cap 1 EO?

I got a 5k credit limit increase going from 5k to 10k after having my card for six months. It was a counter offer I had asked for 15k. I don't know about getting larger limits. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 4 of 17
red259
Super Contributor

Re: Biggest CLI through Cap 1 EO?


@gdale6 wrote:

Recently read on one of the forums someone went from 500 to 10K thru the EO.


Heh. That's a jump and a half. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 5 of 17
whodatnation2
Regular Contributor

Re: Biggest CLI through Cap 1 EO?

I have cards with limits of 12,000 and 19,000, I am hoping they will match that...or come close.


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


Take the FICO Fitness Challenge
Message 6 of 17
red259
Super Contributor

Re: Biggest CLI through Cap 1 EO?


@whodatnation2 wrote:

I have cards with limits of 12,000 and 19,000, I am hoping they will match that...or come close.


I don't know how realistic that expectation is. The reality is cap 1 is not a lender known for huge credit lines. They won't give you credit lines like amex and chase as quickly. I have seen some people with venture cards that have limits higher than that but ymmv. You can ask for what you like and they will ask you if you would consider a counter offer. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 7 of 17
SnackTrader
Valued Contributor

Re: Biggest CLI through Cap 1 EO?

I went from $3,000 to $9,000. Best of luck!


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 8 of 17
whodatnation2
Regular Contributor

Re: Biggest CLI through Cap 1 EO?

Have ya'll gotten those increases recently??


Starting Score: EQ 564, TU 560
Current Score: EQ 724, TU 770, EX 789
Goal Score: 740


Take the FICO Fitness Challenge
Message 9 of 17
SnackTrader
Valued Contributor

Re: Biggest CLI through Cap 1 EO?


@whodatnation2 wrote:

Have ya'll gotten those increases recently??


Mine was about 8 months ago. 


In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 10 of 17
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