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Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011
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Biggest Loser Visa - UMB Bank ???

Thinking about getting this CC. It has some cool rewards. Is anyone familiar with UMB Bank?

 

http://www.biggestloservisa.com/

 

https://www.umb.com/Personal/index.html

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Frequent Contributor
Posts: 485
Registered: ‎02-17-2008
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Re: Biggest Loser Visa - UMB Bank ???

UMB was big a couple years back when it was a hidden trade line. Myself and my mother have cards from UMB. We have never had any problems with them and if I remember they pull TU. 


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Current Score: 744
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Senior Contributor
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Registered: ‎05-05-2011
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Re: Biggest Loser Visa - UMB Bank ???

Thanks! Are they very conservative? Do you know how generous they are with their CLs?

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

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Frequent Contributor
Posts: 485
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Re: Biggest Loser Visa - UMB Bank ???

I don't think they are overly conservative. They are on the lower end of our CL's. 


Starting Score: 744
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Established Contributor
Posts: 607
Registered: ‎09-08-2011
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Re: Biggest Loser Visa - UMB Bank ???

I have a UMB visa, and I bank at UMB. I've always been pleased with the banking services. I don't use the card much since it doesn't have super impressive rewards, but the CS has always been good in my opinion. It's nice that your cc acct info shows up on the online banking site, so you can manage both your checking/savings acct and cc account.

 

They gave me a CL $3000 in 2007 which was all I probably deserved during that time. I've never requested a CLI and I've never received an auto CL. The card has perfect payment history. Now that I know it pulls TU, I may just give them a call!



Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Senior Contributor
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Registered: ‎05-05-2011
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Re: Biggest Loser Visa - UMB Bank ???

Thanks for all the info. I have to decide if it's worth the inq! :smileyhappy:

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
Posts: 3,318
Registered: ‎05-05-2011
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Re: Biggest Loser Visa - UMB Bank ???

Just curious if anyone else has had experience with UMB Bank. :smileyhappy:

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Member
Posts: 15
Registered: ‎03-02-2012
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Re: Biggest Loser Visa - UMB Bank ???

I have experience with the bank only but not any of their credit products.  I am not impressed and am in the process of transfering my accounts to another institution.

 

I have been using mint.com religiously, but umb seems to always change their online banking and it is probably only available to mint.com about half of the month.


Starting Score:(3/2012) EQ 604,TU98 560
Current Score: (4/2012) EQ 612,TU98 595
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Senior Contributor
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Registered: ‎05-05-2011
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Re: Biggest Loser Visa - UMB Bank ???

I don't  live in their banking  area, so I'm only looking at their Visa. :smileyhappy:

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Member
Posts: 15
Registered: ‎03-02-2012
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Re: Biggest Loser Visa - UMB Bank ???

I don't  live in their banking  area, so I'm only looking at their Visa. 

 They pulled TU on me for overdraft protection.  Good luck!


Starting Score:(3/2012) EQ 604,TU98 560
Current Score: (4/2012) EQ 612,TU98 595
Goal Score: 700


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