Bill Me Later App Question

[kyled]

I'm thinking of using Bill Me Later for an Ebay purchase instead of my checking account or a credit card.  My question is will there be a hard inquiry if the app is only asking for my last 4 digits and birthday?

[asphaltcowboy]

Sounds like a SP, not sure, I opened an account in Nov '12, they did a HP through EQ

Maybe they are doing pre-approvals now, that's what they sould all do and save the HP if not

approved, IMO

[09Lexie]

It will be a HP. Good luck

[asphaltcowboy]

I forgot to mention that they do alot of 30,60,90 day intrest free promos on purchases

[colindidit]

Hard pull on EX

[Creditaddict]

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@kyled wrote:

I'm thinking of using Bill Me Later for an Ebay purchase instead of my checking account or a credit card.  My question is will there be a hard inquiry if the app is only asking for my last 4 digits and birthday?

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HP to apply but all future uses will look exact same way but will always be SP or use SP on file they take monthly... No more HP's!