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I'm thinking of using Bill Me Later for an Ebay purchase instead of my checking account or a credit card. My question is will there be a hard inquiry if the app is only asking for my last 4 digits and birthday?
Sounds like a SP, not sure, I opened an account in Nov '12, they did a HP through EQ
Maybe they are doing pre-approvals now, that's what they sould all do and save the HP if not
approved, IMO
I forgot to mention that they do alot of 30,60,90 day intrest free promos on purchases
@kyled wrote:I'm thinking of using Bill Me Later for an Ebay purchase instead of my checking account or a credit card. My question is will there be a hard inquiry if the app is only asking for my last 4 digits and birthday?
HP to apply but all future uses will look exact same way but will always be SP or use SP on file they take monthly... No more HP's!