@Anonymous wrote:I can't speak for anyone else, but in Texas they pulled my Equifax on the original credit pullup. But after that it's 100% soft pulls and the CL and/or balance also NEVER show up on any credit reports. It's like it has The Hobbit invisible cape on it!
yes but its now no longer Bill Me Later and they've changed banks from Webbank now taken over by Comenity Capital Bank that now pulls TransUnion when you acquire credit for the first time then soft pulls you thereon.
@Anonymous wrote:
@Anonymous wrote:I can't speak for anyone else, but in Texas they pulled my Equifax on the original credit pullup. But after that it's 100% soft pulls and the CL and/or balance also NEVER show up on any credit reports. It's like it has The Hobbit invisible cape on it!
yes but its now no longer Bill Me Later and they've changed banks from Webbank now taken over by Comenity Capital Bank that now pulls TransUnion when you acquire credit for the first time then soft pulls you thereon.
https://www.paypalcredit.com/index.html
Comenity always pulls Equifax for me - YMMV
@B335is wrote:
@Anonymous wrote:
@Anonymous wrote:I can't speak for anyone else, but in Texas they pulled my Equifax on the original credit pullup. But after that it's 100% soft pulls and the CL and/or balance also NEVER show up on any credit reports. It's like it has The Hobbit invisible cape on it!
yes but its now no longer Bill Me Later and they've changed banks from Webbank now taken over by Comenity Capital Bank that now pulls TransUnion when you acquire credit for the first time then soft pulls you thereon.
https://www.paypalcredit.com/index.html
Comenity always pulls Equifax for me - YMMV
They've pulled TransUnion for me this time around (PayPal Credit/Comenity Capital Bank). The first (Bill Me Later/WebBank) they've pulled Equifax. They made a new account for me last week and i had to send them a letter telling them i already have an account and should not been hard pulled. Asking them to remove my hard inquiry. I only saw it on Transunion under CCD/PPC.
@Anonymous wrote:
@B335is wrote:
@Anonymous wrote:
@Anonymous wrote:I can't speak for anyone else, but in Texas they pulled my Equifax on the original credit pullup. But after that it's 100% soft pulls and the CL and/or balance also NEVER show up on any credit reports. It's like it has The Hobbit invisible cape on it!
yes but its now no longer Bill Me Later and they've changed banks from Webbank now taken over by Comenity Capital Bank that now pulls TransUnion when you acquire credit for the first time then soft pulls you thereon.
https://www.paypalcredit.com/index.html
Comenity always pulls Equifax for me - YMMV
They've pulled TransUnion for me this time around. The first time they've pulled Equifax. They made a new account for me last week and i had to send them a letter telling them i already have an account and should not been hard pulled. Asking them to remove my hard inquiry. I only saw it on Transunion under CCD/PPC.
That sounds like an exception for why they pulled Transunion for you. Comenity is a heavy Equifax puller, like anything online, it's never 100%
@Anonymous wrote:
I like bill me later but my CL is 300. I got it almost 2 years ago when my scores were WAY lower. They're around 680 now for Equifax (lowest score) and they NEVER approve any payments. They say they can't get access to my credit file. Its been like this over 2 months and I've gotten nowhere with CS.
Have you tried recently? There is a thread going on in the rebuidling section in regards to CLI. I recently got an 1k+ increase the end of last month. They seem to take forever with updated CBR as they were still showing Aprils CBR until recently.
