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For those of you that have a Bill Me Later account. I know when you make a purchase that takes you over your current CL they soft pull you and either approve or deny the transaction and then if approved your total amount outstanding at that time becomes your new CL.
I was was curious to see if a purchase would go through so I ordered something from Walmart that was $600 more than my current available credit. The purchase was approved. I then cancelled the order with Walmart.
i was wondering if my Bill Me Later will still reflect the increase in my credit limit since the authorization went through but the sale will not post?
Anyone out there tried this?
I think the Bill Me later account not reporting and the 6 months no interest makes this quite a useful account. My current limit is only $1500.Can you request CLI with BML directly with them?
@IWOL wrote:For those of you that have a Bill Me Later account. I know when you make a purchase that takes you over your current CL they soft pull you and either approve or deny the transaction and then if approved your total amount outstanding at that time becomes your new CL.
I was was curious to see if a purchase would go through so I ordered something from Walmart that was $600 more than my current available credit. The purchase was approved. I then cancelled the order with Walmart.
i was wondering if my Bill Me Later will still reflect the increase in my credit limit since the authorization went through but the sale will not post?
Anyone out there tried this?
I think the Bill Me later account not reporting and the 6 months no interest makes this quite a useful account. My current limit is only $1500.Can you request CLI with BML directly with them?
You cannot Request CLIs with BML...its either Auto CLI or by trigger with making a purchase over your current CL. NO OTHER WAYS.
You will need to let the Walmart purchase post to your account to get the CLI. Since you canceled while the purchase was in Pending the CLI will not be made perm.
BML is very useful to those that know how to use it to their advantage......that said its definitely not worth using outside of the 6 mos NI/NP financing and the 0% Paypal Cash Advances.
No idea as I haven't cancelled an order to attempt a CLI. Seems pointless to me since it doen't report.
@IWOL wrote:i was wondering if my Bill Me Later will still reflect the increase in my credit limit since the authorization went through but the sale will not post?
@Blackbeauty212 wrote:You cannot Request CLIs with BML...its either Auto CLI or by trigger with making a purchase over your current CL. NO OTHER WAYS.
While you can't request they gave me a CLI without purchase recently.
@takeshi74 wrote:No idea as I haven't cancelled an order to attempt a CLI. Seems pointless to me since it doen't report.
@IWOL wrote:i was wondering if my Bill Me Later will still reflect the increase in my credit limit since the authorization went through but the sale will not post?
@Blackbeauty212 wrote:You cannot Request CLIs with BML...its either Auto CLI or by trigger with making a purchase over your current CL. NO OTHER WAYS.
While you can't request they gave me a CLI without purchase recently.
Yes that what I meant by Auto CLI