05-14-2013 07:35 AM
I usually pay mine off at the end of month 4 just so i can have 2 months cushion just incase they wanna screw me with the interest!
Exactly! Definitely take no chances with their APR!
05-14-2013 08:04 AM
I was finally able to get a supervisor on the phone yesterday. Very nice gentlemen. It took some effort but he was able to locate my application and indeed it had never even made it to inquiry stage. He was able to pass it on to their manual review department. I should get a decision in a couple of days he said.
Also, I agree with others about interest. 19.99% on the entire initial balance for the whole 6 months....ouch!
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.