Bill me later!

[corymcd88]

Bill me later is now thru Comminty Bank, when you apply do the do a hard check or a soft check?

[Creditaddict]

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@corymcd88 wrote:

Bill me later is now thru Comminty Bank, when you apply do the do a hard check or a soft check?

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HP but it still doesn't report.

[JediNeo]

I got my approval on 12/31 and it was a HP

[FinStar]

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@Creditaddict wrote:

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@corymcd88 wrote:

Bill me later is now thru Comminty Bank, when you apply do the do a hard check or a soft check?

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HP but it still doesn't report.

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+1

[wacdenney]

I had no idea Bill Me Later was through Comenity.  That makes more sense then why I got the instant approval for the Sportsman's Guide Visa.  I question though...  If Bill Me Later is backed by Comenity then I wonder why you can't have both Bill Me Later and the PayPal MC at the same time?

[Luscher]

Comenity just picked up BML recently

[FinStar]

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@wacdenney wrote:

I had no idea Bill Me Later was through Comenity.  That makes more sense then why I got the instant approval for the Sportsman's Guide Visa.  I question though...  If Bill Me Later is backed by Comenity then I wonder why you can't have both Bill Me Later and the PayPal MC at the same time?

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Bill Me Later is a PayPal service company.  It's part of the same family of service/credit providers such as the PayPal SC, PayPal Extras MC and eBay MC.  It just happens that GECRB is the creditor for the latter.

[wacdenney]

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@FinStar wrote:

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@wacdenney wrote:

I had no idea Bill Me Later was through Comenity.  That makes more sense then why I got the instant approval for the Sportsman's Guide Visa.  I question though...  If Bill Me Later is backed by Comenity then I wonder why you can't have both Bill Me Later and the PayPal MC at the same time?

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Bill Me Later is a PayPal service company.  It's part of the same family of service/credit providers such as the PayPal SC, PayPal Extras MC and eBay MC.  It just happens that GECRB is the creditor for the latter.

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HA!  You are correct.  That eBay card design looks cool, but when I try to go fill out the app it says I am not allowed to app because I have Bill Me Later.

[FinStar]

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@wacdenney wrote:

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@FinStar wrote:

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@wacdenney wrote:

I had no idea Bill Me Later was through Comenity.  That makes more sense then why I got the instant approval for the Sportsman's Guide Visa.  I question though...  If Bill Me Later is backed by Comenity then I wonder why you can't have both Bill Me Later and the PayPal MC at the same time?

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Bill Me Later is a PayPal service company.  It's part of the same family of service/credit providers such as the PayPal SC, PayPal Extras MC and eBay MC.  It just happens that GECRB is the creditor for the latter.

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HA!  You are correct.  That eBay card design looks cool, but when I try to go fill out the app it says I am not allowed to app because I have Bill Me Later.

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You can have multiple PayPal accounts so that if you currently have one linked to Bill Me Later, then you can have a 2nd (even a third I suppose) to qualify or obtain the PayPal Extras or eBay MC.  I have both of these linked to two separate profiles.  Word of caution though, if you are interested in those 2, wait until your scores hover close or above ~700, have a good/established history and relatively clean/healthy CRs.  The only reason is that if you apply prematurely for either, you can likely end up with the PayPal Smart Connect account - which is not bad by any means if you link a PayPal Debit MC to it, but then the PPSC doesn't graduate to either eBay MC or PayPal Extras MC.

[anca21bi]

What do you mean a HP that doesn't report?