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Frequent Contributor
pazuzu
Posts: 408
Registered: ‎01-14-2009
0

BillMeLater did a hard pull!

That unsolicited CLI from $3050>$4050 put an inq on EQ!

 

 


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Frequent Contributor
Mike360
Posts: 435
Registered: ‎03-19-2010
0

Re: BillMeLater did a hard pull!

I'd call and ask them to remove it. Bill Me Later credit limit increase are supposed to be soft pulls. They've been known to remove hard pulls in the past. Everytime i've gotten a increase from them it's always been TU that they pulled for me.

~~In my wallet: Best Buy $10000, Dell Preferred $5500, Discover IT $5500, Chase Freedom $3000, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $3000, CapOne Platinum $2000, Kohls $1500, Target $200, Amazon.com Rewards Visa $2300
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: BillMeLater did a hard pull!

Oh damn yea id call and see if tewy can remove that!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Moderator
09Lexie
Posts: 26,608
Registered: ‎09-13-2012
0

Re: BillMeLater did a hard pull!

Frequent Contributor
pazuzu
Posts: 408
Registered: ‎01-14-2009
0

Re: BillMeLater did a hard pull!

Well, I called and they said it was a soft pull.


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Valued Contributor
asphaltcowboy
Posts: 1,133
Registered: ‎02-03-2013
0

Re: BillMeLater did a hard pull!

Yea, it's ashamed they do a hard pull and don't report you TL :smileysad:




Starting Score TU 667 EQ 663 EX 655
Current Score TU 721 EQ 719 EX 717 Last Update 8/2014
Garden Club 04/10/2013 (Goal 2015 or Longer)




Community Leader
Valued Contributor
improvingmycredit
Posts: 1,402
Registered: ‎07-12-2011
0

Re: BillMeLater did a hard pull!

Hey All!
That's funny that you want them to report because that's the reason I like this account. It's a hidden tradeline. :smileyhappy:
If it reported, I cancel in a heartbeat. lol-

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K

Frequent Contributor
Mike360
Posts: 435
Registered: ‎03-19-2010
0

Re: BillMeLater did a hard pull!


asphaltcowboy wrote:

Yea, it's ashamed they do a hard pull and don't report you TL :smileysad:


That's the main reason i opened a BML account was because of this. Another reason is you don't even have to make payments on the special financing promo's if you don't want. Just as long as you pay it off before the ending due date.

~~In my wallet: Best Buy $10000, Dell Preferred $5500, Discover IT $5500, Chase Freedom $3000, Barclays NFL Extra Points $3300, Sears $2800, Bill Me Later $3000, CapOne Platinum $2000, Kohls $1500, Target $200, Amazon.com Rewards Visa $2300
Regular Contributor
tdrjustus3
Posts: 193
Registered: ‎05-23-2007
0

Re: BillMeLater did a hard pull!

Is there a hard pull when you first apply?



No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Frequent Contributor
pazuzu
Posts: 408
Registered: ‎01-14-2009
0

Re: BillMeLater did a hard pull!


tdrjustus3 wrote:

Is there a hard pull when you first apply?


Yes.


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***





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