cancel
Showing results for 
Search instead for 
Did you mean: 

Bit of a Application Spree

Established Member

Bit of a Application Spree

Figured I'd share with you guys the couple of applications I've put through the last couple days

 

AMEX BCP: Accepted, 5.7k limit

CitiBank TY: Accepted 2k limit

PenFed Cash Rewards: Denied, gave following reasons

 

  • Amount owed on accounts.
  • Length of time accounts have been established.
  • Too many accounts with balances.

Now time for me to hit the garden, and let these cards and my current cards mature. I'll probably try again for Penfed in 6mo to a year, but other then that I'm done going for CC's. Really don't need any more IMO Smiley Tongue

EQ: 704 (8/22/13) Walmart TU: 738 (8/26/13) EX: 736 (7/29/13)
Discover More (3.4k)
Chase Freedom (3.6k)
AMEX BCP (5.7k)
Citi ThankYou (8k)
Walmart Discover (2k)
Message 1 of 8
7 REPLIES
Regular Contributor

Re: Bit of a Application Spree

Congrats!  That's a nice starting AMEX limit.

AMEX True Earnings (14k) || Discover IT (10k) || Chase Sapphire Preferred (6k) || Chase Freedom (6k) || Citi ThankYou Preferred (6.3k) || GE CareCredit (4.9k) || Citi Double Cash (4.9k) || Sallie Mae (4k) || Best Buy (2k) || AMEX Blue Cash Everyday (2k) || Target REDcard (1.5k)
Message 2 of 8
Established Member

Re: Bit of a Application Spree

Thanks!

 

I was pretty suprised since my highest limit was 3.4k, and that one still isn't reporting the CLI yet, but my experian CS was 736 before I applied so that's probably why.

EQ: 704 (8/22/13) Walmart TU: 738 (8/26/13) EX: 736 (7/29/13)
Discover More (3.4k)
Chase Freedom (3.6k)
AMEX BCP (5.7k)
Citi ThankYou (8k)
Walmart Discover (2k)
Message 3 of 8
Moderator Emerita

Re: Bit of a Application Spree

Message 4 of 8
Established Member

Re: Bit of a Application Spree


09Lexie wrote:
Definitely time to hit the garden!

That's what I'm doing now, let my cards mature. I'd like to be able to finance a new car sometime next year, that'll probably be my next goal.

EQ: 704 (8/22/13) Walmart TU: 738 (8/26/13) EX: 736 (7/29/13)
Discover More (3.4k)
Chase Freedom (3.6k)
AMEX BCP (5.7k)
Citi ThankYou (8k)
Walmart Discover (2k)
Message 5 of 8
Super Contributor

Re: Bit of a Application Spree


beech2292 wrote:

Figured I'd share with you guys the couple of applications I've put through the last couple days

 

AMEX BCP: Accepted, 5.7k limit

CitiBank TY: Accepted 2k limit

PenFed Cash Rewards: Denied, gave following reasons

 

  • Amount owed on accounts.
  • Length of time accounts have been established.
  • Too many accounts with balances.

Now time for me to hit the garden, and let these cards and my current cards mature. I'll probably try again for Penfed in 6mo to a year, but other then that I'm done going for CC's. Really don't need any more IMO Smiley Tongue


Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 8
Valued Contributor

Re: Bit of a Application Spree

Wtg! Great spree Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 8
Senior Contributor

Re: Bit of a Application Spree

Nice Amex CL. Use it well and you should get some decent CLI's in the future. 

Message 8 of 8