Black Friday is here - who has given into APP Demon?

[Duncanrr]

With all the shopping on Black Friday, who has given in and apped for a store or normal credit card.  If you have, what have you applied for and what spurred your app?  (Curious to see if we have a spike in apps today.)

[trumpet-205]

I'm almost tempted into applying a Sony CC (issued by Capital One) for buying PS3 Bundle on Sony Online Store. It hands out $100 statement credit right away.

I didn't because,

* I don't shop at Sony frequently

---> Only bought PS3 directly from Sony because I missed out on Amazon/Best Buy sales and I don't want to wait in a line at Target

* Sony devalued its reward points

---> 115 points for $1 statement credit

* I applied too many CCs this year

[jmco]

great question!!!  i was wondering the same thing....

[Mike360]

I did it last year and i won't be doing it again this year lol. Barclays might be watching me so i have to play nice.

[Anonymous]

From the garden an APP Demon lures with the prospect off free FICO scores from DCU and Walmart/Discover. I don't need anymore credit nor are scores essential but, Free is the right price and Fico 800+ is within easy reach. What should I do? The Demon is listening.

[rootpooty]

I knew I was going to to do some spending at walmart and amazon so I apped for both

amazon approved 900CL

walmart approved 700CL

both have 0% intros so if your on the fence about apping do it!  Plus GE will grow with you

[distantarray]

Citi Forward for the 5% restaurants and 5% Amazon discounts =)     instantly approved for $6,500

[rootpooty]

I thought the dividend offered that

[Duncanrr]

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@trumpet-205 wrote:

I'm almost tempted into applying a Sony CC (issued by Capital One) for buying PS3 Bundle on Sony Online Store. It hands out $100 statement credit right away.

I didn't because,

* I don't shop at Sony frequently

---> Only bought PS3 directly from Sony because I missed out on Amazon/Best Buy sales and I don't want to wait in a line at Target

* Sony devalued its reward points

---> 115 points for $1 statement credit

* I applied too many CCs this year

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Same here I missed it at Best Buy because I was driving to pick up family.  The $100 credit if used on card was nice.  I just used my Upromise account and got 7% cash back for SL payment.  Easy little $14 back

[mistabgeez]

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@Duncanrr wrote:

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@trumpet-205 wrote:

I'm almost tempted into applying a Sony CC (issued by Capital One) for buying PS3 Bundle on Sony Online Store. It hands out $100 statement credit right away.

I didn't because,

* I don't shop at Sony frequently

---> Only bought PS3 directly from Sony because I missed out on Amazon/Best Buy sales and I don't want to wait in a line at Target

* Sony devalued its reward points

---> 115 points for $1 statement credit

* I applied too many CCs this year

---

Same here I missed it at Best Buy because I was driving to pick up family.  The $100 credit if used on card was nice.  I just used my Upromise account and got 7% cash back for SL payment.  Easy little $14 back

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Can you explain this to me? I am interested in the Upromise card, but the only great value I see to it is the 5% on most online purchases. Right now I use Discover and Chase for my online shopping through their websites. Upromise was on my radar for awhile, but I just picked up the Citi Forward, primarily because the rewards could be sent in for student loan payments. Are you allowed to make a student loan payment with this credit card or did you use the rewards you accrued to have them send in a payment? or both? Thanks.