Blacklist Question -- NFCU and Chase

[phumanr]

Does anyone know if Navy Federal and Chase Blacklist? I have a dismissed BK (Chap. 13) and settled for less than full amount on my Navy Fed and Chase accounts. They now show zero on my credit bureau reports.

[bichonmom]

You could call Navy and ask them, but I've read here that once you get in bad with them, they aren't forgiving at all. In general, Chase does blacklist. I had a Chase back in the 80s which was COd and I just got a Chase this year. But obviously that was over 20 yrs. They *may* forget, but I've read posts here that say 10 yrs. and then some say forever, so it's YMMV.

[searchingfor67]

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@bichonmom wrote:

You could call Navy and ask them, but I've read here that once you get in bad with them, they aren't forgiving at all. In general, Chase does blacklist. I had a Chase back in the 80s which was COd and I just got a Chase this year. But obviously that was over 20 yrs. They *may* forget, but I've read posts here that say 10 yrs. and then some say forever, so it's YMMV.

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+1...Navy does not forgive or forget. Chase possibly will after a while.

[Cageym]

@searchingfor67 - Since they are so generouse most of the time I guess it seems fitting that if you screw them over they go to the other extreme.LOL

[Anonymous]

NFCU does blacklist

[Anonymous]

You are almost 100% certainly blacklisted w/ Chase for including them in the bankruptcy. 

[Open123]

Chase most assuredly does have a blacklist.  Though how long one is on it is open to speculation.

[Bandit_1025]

IIB Chase back in 06 (chapter 7) and was just let back in this month - after speaking with the Recon dept was approved for a CSP for 7k.