Blacklist Question -- NFCU and Chase

phumanr · ‎05-29-2007

Does anyone know if Navy Federal and Chase Blacklist? I have a dismissed BK (Chap. 13) and settled for less than full amount on my Navy Fed and Chase accounts. They now show zero on my credit bureau reports.

bichonmom · ‎05-05-2011

You could call Navy and ask them, but I've read here that once you get in bad with them, they aren't forgiving at all. In general, Chase does blacklist. I had a Chase back in the 80s which was COd and I just got a Chase this year. But obviously that was over 20 yrs. They *may* forget, but I've read posts here that say 10 yrs. and then some say forever, so it's YMMV.

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EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

searchingfor67 · ‎08-02-2011

bichonmom wrote:
You could call Navy and ask them, but I've read here that once you get in bad with them, they aren't forgiving at all. In general, Chase does blacklist. I had a Chase back in the 80s which was COd and I just got a Chase this year. But obviously that was over 20 yrs. They *may* forget, but I've read posts here that say 10 yrs. and then some say forever, so it's YMMV.

+1...Navy does not forgive or forget. Chase possibly will after a while.

Cageym · ‎07-31-2012

@searchingfor67 - Since they are so generouse most of the time I guess it seems fitting that if you screw them over they go to the other extreme.LOL

What's in my wallet: Cap1 MC $5K NFCU Sig Visa $20k Amex Zync NPSL Delta Gold $18k BCE $2k Citi Simplicity $5450 Priority Select Visa 5.9K
Starting Score: 5/2010 550-ish
Current Score: 4/30/2013 TU 800 4/30/2013 EQ 793 1/04/2013 EX(USAA) 779
Goal Score: 800

jetsfan2012 · ‎05-28-2012

NFCU does blacklist

Credit Karma - 636 8-12-12 USAA
Credit Rebuilding Mode - Cap 1 Plat(500CL) SHOW MC(300CL)
Clean Up Mode - Goal - No New Apps till 6/2013

xi · ‎05-18-2012

You are almost 100% certainly blacklisted w/ Chase for including them in the bankruptcy.

Open123 · ‎02-23-2011

Chase most assuredly does have a blacklist. Though how long one is on it is open to speculation.

Bandit_1025 · ‎06-21-2012

IIB Chase back in 06 (chapter 7) and was just let back in this month - after speaking with the Recon dept was approved for a CSP for 7k.

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Blacklist Question -- NFCU and Chase

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