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tinuviel
Posts: 3,868
Registered: ‎11-02-2010

Re: Blacklisted from AMEX?

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‎09-03-2012 09:57 AM

LS2982 wrote:

Man I wish I had a AMEX back in the day...

 

Jealous of ya'll backdaters :smileyvery-happy:

 

It's just a function of age. Trust me, in 20 years you'll be able to look back and talk about your very first Amex "back in the day." :smileywink:

 



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Message 21 of 28 (356 Views)
 
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Mega Contributor
LS2982
Posts: 14,336
Registered: ‎04-09-2011

Re: Blacklisted from AMEX?

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‎09-03-2012 10:01 AM

tinuviel wrote:
LS2982 wrote:

Man I wish I had a AMEX back in the day...

 

Jealous of ya'll backdaters :smileyvery-happy:

 

It's just a function of age. Trust me, in 20 years you'll be able to look back and talk about your very first Amex "back in the day." :smileywink:

 

:smileyvery-happy:

 

My luck they wont do it anymore!

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
Message 22 of 28 (353 Views)
 
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bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: Blacklisted from AMEX?

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‎09-03-2012 10:47 AM

tinuviel wrote:
LS2982 wrote:

Man I wish I had a AMEX back in the day...

 

Jealous of ya'll backdaters :smileyvery-happy:

 

It's just a function of age. Trust me, in 20 years you'll be able to look back and talk about your very first Amex "back in the day." :smileywink:

 

+1  :smileyhappy:

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

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Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011

Re: Blacklisted from AMEX?

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‎09-03-2012 01:25 PM

Ok here is a question for everyone. I have had the Zync for over 7 months and I just found last night in my lock box was a old Amex green corporate card from 2003. I was a AU on it for 5 years. I am scared to call Amex to ask them for back dating if that is possible. They reason why is when I quit my job, I don't know if I or my old company paid the bill in full. Its been a long time. I don't want to raise any red flags.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 24 of 28 (320 Views)
 
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webhopper
Posts: 6,579
Registered: ‎09-16-2011

Re: Blacklisted from AMEX?

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‎09-03-2012 03:51 PM

@brian

You might as well call. The SOL is out on the debt, and more than likely your employer paid it. You could call in with the account number and ask the closure status of that account BEFORE you ask about backdating.
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


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sjt
Posts: 253
Registered: ‎05-05-2010

Re: Blacklisted from AMEX?

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‎09-03-2012 08:52 PM

trumpet-205 wrote:
bichonmom wrote:
trumpet-205 wrote:
Finance805 wrote:

I'll work on paying down my utilization then.  Would it backdate to my original amex account?

If you burned AMEX in the past no backdating for you.

I had an Amex CO in the 80s and they backdated my 2 Amex that I got this year. Others here have posted about having Amex backdated after paying old COs, being in the Optima/Oasis program, etc.

AMEX discontinued Oasis program.

 

Oasis is still exists.

 

Message 26 of 28 (229 Views)
 
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fixitquick
Posts: 64
Registered: ‎04-10-2007

Re: Blacklisted from AMEX?

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‎09-03-2012 09:21 PM

sjt wrote:
trumpet-205 wrote:
bichonmom wrote:
trumpet-205 wrote:
Finance805 wrote:

I'll work on paying down my utilization then.  Would it backdate to my original amex account?

If you burned AMEX in the past no backdating for you.

I had an Amex CO in the 80s and they backdated my 2 Amex that I got this year. Others here have posted about having Amex backdated after paying old COs, being in the Optima/Oasis program, etc.

AMEX discontinued Oasis program.

 

Oasis is still exists.

 

2nd - I have an ongoing payment plan with Amex to pay off an old CO and have been promised a pre-approved application for the Oasis program.

Starting Score (08/22/11): TU: 510 / EQ: 512
Current Score 05/14/13 TU: 625 / 05/04/13 EQ: 623
Goal Score: TU: 720+ / EQ: 720+

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Frequent Contributor
sjt
Posts: 253
Registered: ‎05-05-2010

Re: Blacklisted from AMEX?

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‎09-04-2012 04:12 PM

fixitquick wrote:
sjt wrote:
trumpet-205 wrote:
bichonmom wrote:
trumpet-205 wrote:
Finance805 wrote:

I'll work on paying down my utilization then.  Would it backdate to my original amex account?

If you burned AMEX in the past no backdating for you.

I had an Amex CO in the 80s and they backdated my 2 Amex that I got this year. Others here have posted about having Amex backdated after paying old COs, being in the Optima/Oasis program, etc.

AMEX discontinued Oasis program.

 

Oasis is still exists.

 

2nd - I have an ongoing payment plan with Amex to pay off an old CO and have been promised a pre-approved application for the Oasis program.

What were the payment term you negociated with them?

 

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