does anyone have this card, I don't have any qalems with the issusing bank, I know I pre approved, i just want to know the actual benifits of the card, I've place few orders with them, and and just relized I realy like their stuff, so if it could realy save me $100/yr then and birthday saving sounds neat I might be worth it.
I never had a store card, because I never need one, my credit started in 2002 when my grandmother cosigned for a 24 month $2,000 instalment loan,By june 2003 I was getting no AF credit card offers.
But if they really deliver what they promise , I'm willing to take hit to credit mix
People say "Only apply for credit you NEED"
I say "apply for credit you have PRATICAL use of"
I don't have AMEX card because I don't want a card that suffers from PMS