Blispay: 2% cashback & 0% interest for 6mo on big purchases

[redpat]

The approval board is lit up like a Christmas tree with Blispay approvals.

The sheep are a following.......lol.

[Anonymous]

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@redpat wrote:

The approval board is lit up like a Christmas tree with Blispay approvals.

The sheep are a following.......lol.

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LMAOO!! I got on this mornig and went to the approval board thinking who discovered something new now 

[kdm31091]

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@redpat wrote:

The approval board is lit up like a Christmas tree with Blispay approvals.

The sheep are a following.......lol.

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I saw that and I guess I really don't understand it. It's just another 2% card that's less flexible in what you do with the rewards. Financing is nice, but many issuers will offer you a 0% period if you call and ask on your existing cards. Meh.

If you don't already have a 2% card, sure, it's not bad, but for those who already have a DC or Fidelity (or both even!) it seems superfluous..

[fltireguy]

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@kdm31091 wrote:

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@redpat wrote:

The approval board is lit up like a Christmas tree with Blispay approvals.

The sheep are a following.......lol.

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I saw that and I guess I really don't understand it. It's just another 2% card that's less flexible in what you do with the rewards. Financing is nice, but many issuers will offer you a 0% period if you call and ask on your existing cards. Meh.

If you don't already have a 2% card, sure, it's not bad, but for those who already have a DC or Fidelity (or both even!) it seems superfluous..

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How do you figure that its less flexible? Its a statement credit, so wouldnt that be the most flexible, especially since it automatically redeems?

@Anonymous, with the 6 months @0% on all purchases over $199, that is far easier than calling your card issuer and spinning the wheel of fortune....

[kdm31091]

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@fltireguy wrote:

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@kdm31091 wrote:

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@redpat wrote:

The approval board is lit up like a Christmas tree with Blispay approvals.

The sheep are a following.......lol.

---

I saw that and I guess I really don't understand it. It's just another 2% card that's less flexible in what you do with the rewards. Financing is nice, but many issuers will offer you a 0% period if you call and ask on your existing cards. Meh.

If you don't already have a 2% card, sure, it's not bad, but for those who already have a DC or Fidelity (or both even!) it seems superfluous..

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How do you figure that its less flexible? Its a statement credit, so wouldnt that be the most flexible, especially since it automatically redeems?

@Anonymous, with the 6 months @0% on all purchases over $199, that is far easier than calling your card issuer and spinning the wheel of fortune....

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By less flexible, I mean that you can't save up the rewards. They redeem whether you want them to or not. What's the advantage over something like a Fidelity or DC where you can do what you want with the rewards, when you want?

Yes, the 0% is nice, but debateable whether that's worth a brand new app. I guess to many people, it is!

[Appleman]

Credit lines have been a bit more generous with Blispay as compared to DC.

7.5K versus 3.3K 

As long as you use the card the next month, the rewards are easy enough IMO.

Baaaahh....

[Appleman]

Experian data point.

Went from 15 to 16 INQ and score moved from 776 to 778 (+2). Will see what happens when the TL finally hits the reports.

YMMV

[Anonymous]

What scores are needed for this card?

[Appleman]

Not sure there are enough data points to see what scores are needed.

For me 775+, 15 INQ, no negatives.

Hopefully others will post their data points.

[Anonymous]

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@Appleman wrote:

Not sure there are enough data points to see what scores are needed.

For me 775+, 15 INQ, no negatives.

Hopefully others will post their data points.

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Ex 709. AAoA under 6 months. under 1% Total Util.  $3200 Sl

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