Sorry, I know what you're asking, but I haven't had enough experience with mine yet to answer your question. However, FWIW...it is my understanding that you can't get the 2% AND the 6 month promo. HTH. 
@Anonymous wrote:
Sorry, I know what you're asking, but I haven't had enough experience with mine yet to answer your question. However, FWIW...it is my understanding that you can't get the 2% AND the 6 month promo. HTH.
Hmmm, no as I understand it (and according to their FAQ) - Every transaction gets 2% back (and any transaction over $199 is automatically put on the 6 month interest free promotion). It already shows my cash back amount (which will be applied as a statement credit) and the transaction is showing up as an "active" 0% promo. I know there's not a ton of users on here who have this card, just curious if anyone has had any experience with multiple >$199 transactions during different time periods.. It's not that big of a deal, I was just curious if I did happen to use it for another larger purchase in a few months. What I really wish is that there was a way to allocate the payment amount to whatever promo you have, which I'm quite sure is not possible. I'm guessing maybe they split the payment amount based on the amount of each expiring promo (until the last two months, when they should apply the entire payment to that particular transaction).. Maybe I'll test the waters next month with another larger purchase and see what happens with future payments.
@Anonymous wrote:
@Anonymous wrote:
Sorry, I know what you're asking, but I haven't had enough experience with mine yet to answer your question. However, FWIW...it is my understanding that you can't get the 2% AND the 6 month promo. HTH.Hmmm, no as I understand it (and according to their FAQ) - Every transaction gets 2% back (and any transaction over $199 is automatically put on the 6 month interest free promotion). It already shows my cash back amount (which will be applied as a statement credit) and the transaction is showing up as an "active" 0% promo. I know there's not a ton of users on here who have this card, just curious if anyone has had any experience with multiple >$199 transactions during different time periods.. It's not that big of a deal, I was just curious if I did happen to use it for another larger purchase in a few months. What I really wish is that there was a way to allocate the payment amount to whatever promo you have, which I'm quite sure is not possible. I'm guessing maybe they split the payment amount based on the amount of each expiring promo (until the last two months, when they should apply the entire payment to that particular transaction).. Maybe I'll test the waters next month with another larger purchase and see what happens with future payments.
Futhermore, I'm not sure if Blispay handles it this way, but after a little more reading about other cards - It sounds like most companies will apply the full amount of the payment greater than the minimum to the 0% transaction that is expiring first (even if those transactions were in the same statement cycle or even made the same day..whatever transaction cleared the bank first). So If I made a $500 transaction today and another a few days later for $1000 (both having 0% but during the same statement cycle) it sounds like the entire payment will be applied to the first $500. Some CC companies will let you call and allocate your payment to whichever you feel best suited, others will not. Time will tell, I Guess!
TheSanMI wrote:
TheSanMI wrote:
Scrambled wrote:
Sorry, I know what you're asking, but I haven't had enough experience with mine yet to answer your question. However, FWIW...it is my understanding that you can't get the 2% AND the 6 month promo. HTH.
Hmmm, no as I understand it (and according to their FAQ) - Every transaction gets 2% back (and any transaction over $199 is automatically put on the 6 month interest free promotion). It already shows my cash back amount (which will be applied as a statement credit) and the transaction is showing up as an "active" 0% promo. I know there's not a ton of users on here who have this card, just curious if anyone has had any experience with multiple >$199 transactions during different time periods.. It's not that big of a deal, I was just curious if I did happen to use it for another larger purchase in a few months. What I really wish is that there was a way to allocate the payment amount to whatever promo you have, which I'm quite sure is not possible. I'm guessing maybe they split the payment amount based on the amount of each expiring promo (until the last two months, when they should apply the entire payment to that particular transaction).. Maybe I'll test the waters next month with another larger purchase and see what happens with future payments.
Futhermore, I'm not sure if Blispay handles it this way, but after a little more reading about other cards - It sounds like most companies will apply the full amount of the payment greater than the minimum to the 0% transaction that is expiring first (even if those transactions were in the same statement cycle or even made the same day..whatever transaction cleared the bank first). So If I made a $500 transaction today and another a few days later for $1000 (both having 0% but during the same statement cycle) it sounds like the entire payment will be applied to the first $500. Some CC companies will let you call and allocate your payment to whichever you feel best suited, others will not. Time will tell, I Guess!
From what I have read and seen, this isn't correct. Bliss allocates payment to the one expiring the LATEST. So if you have multiple financing older than 4 months the all must be paid in full at once to avoid financing charges. So if I charge $1000 today and 500 next month, after 5 months it will start allocating payments to the $500 first,then the $1000. So the $500 will need to be paid off in full long before 6 months to avoid financing charges on the $1,000.
TheSanMI wrote:
Scrambled wrote:
Sorry, I know what you're asking, but I haven't had enough experience with mine yet to answer your question. However, FWIW...it is my understanding that you can't get the 2% AND the 6 month promo. HTH.
Hmmm, no as I understand it (and according to their FAQ) - Every transaction gets 2% back (and any transaction over $199 is automatically put on the 6 month interest free promotion). It already shows my cash back amount (which will be applied as a statement credit) and the transaction is showing up as an "active" 0% promo. I know there's not a ton of users on here who have this card, just curious if anyone has had any experience with multiple >$199 transactions during different time periods.. It's not that big of a deal, I was just curious if I did happen to use it for another larger purchase in a few months. What I really wish is that there was a way to allocate the payment amount to whatever promo you have, which I'm quite sure is not possible. I'm guessing maybe they split the payment amount based on the amount of each expiring promo (until the last two months, when they should apply the entire payment to that particular transaction).. Maybe I'll test the waters next month with another larger purchase and see what happens with future payments.
Futhermore, I'm not sure if Blispay handles it this way, but after a little more reading about other cards - It sounds like most companies will apply the full amount of the payment greater than the minimum to the 0% transaction that is expiring first (even if those transactions were in the same statement cycle or even made the same day..whatever transaction cleared the bank first). So If I made a $500 transaction today and another a few days later for $1000 (both having 0% but during the same statement cycle) it sounds like the entire payment will be applied to the first $500. Some CC companies will let you call and allocate your payment to whichever you feel best suited, others will not. Time will tell, I Guess!
From what I have read and seen, this isn't correct. Bliss allocates payment to the one expiring the LATEST. So if you have multiple financing older than 4 months the all must be paid in full at once to avoid financing charges. So if I charge $1000 today and 500 next month, after 5 months it will start allocating payments to the $500 first,then the $1000. So the $500 will need to be paid off in full long before 6 months to avoid financing charges on the $1,000.
