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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Blue Cash Everyday CLI denial

I'd call and ask them. I do know they have a rule about asking for a CLI every 6 mos min., so maybe that's what the letter means. You need to wait 6 mos after your last CLI request.

 

I just got my 61-day CLI and the recording said something about not being able to get a CLI again for 6 mos., and I believe that was BEFORE I confirmed I wanted it (or entered the amount). I remember thinking that if I was denied, that meant that I couldn't ask again for 6 mos., so I hesitated before going through with it. So, my hunch is that's the deal -- you need to wait 6 mos after a denial (or approval) of a CLI to request again.

 

But I'd definitely call a) to be sure and b) to find out if that is 6 mos from THIS denial or the one previous.

 

 

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
AndySoCal
Posts: 1,952
Registered: ‎04-07-2009
0

Re: Blue Cash Everyday CLI denial

@Steve23111

 

I did not mean my post to be a lecture sorry. It was meant  to be as information to help with clis and credit in general. Some posts in various threads I have read concern me about the path the poster is going down to improve/build their credit. 

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011
Frequent Contributor
steve23111
Posts: 355
Registered: ‎08-09-2011
0

Re: Blue Cash Everyday CLI denial

Thanks. Understood... it's all good. :smileyhappy:

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