Established Contributor
Posts: 525
Registered: ‎02-14-2012

Blue Cash Preferred!!!!!!!!!!!!!!!

[ Edited ]

So back in March I apped for this card and was denied. :smileysad:  About 2 weeks ago I got a letter from AMEX saying that a mistake was made on my app and they invited me to reapply.  I was going to just leave well enough alone since I got the CSP that I apped for at the same time.  Well, you know what can happen to a bored gardener....I apped just minutes ago... and was APPROVED for a BCP!!!! :smileyvery-happy: I am doing my happy dance, baby! Next month, Chase Freedom and I'll be done. What a long, hard, satisfying journey this rebuild has been. These forums are wonderful!


How do I find the CL? Is there a phone number or website? Thanks!



Edit: I totally forgot about the backdating! :smileyvery-happy: I have been with them since 2001! What will this do for my score? Big bump, little bump?


2nd edit: Said I was going to wait until next month for Freedom, but pulled trigger a little bit ago (encouraged by my AMEX success) and got the pending further review message.  What does that mean? What is the likelihood of approval?  Anyone else get this message followed by approval??  It's the last card on my list.


Update: So I called for recon Saturday afternoon and after the longest 3 minutes ever, Brandy told me that she could not approve my app because of too much new credit-3 cards in 6 months. :smileyfrustrated: Whatever. I'll give it a year and try again. It's the last card that I wanted so I'm good.

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP

Valued Contributor
Posts: 2,505
Registered: ‎11-11-2010

Re: Blue Cash Preferred!!!!!!!!!!!!!!!

Either you call them or wait for the card. They don't tell your CL online.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/ (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011

Re: Blue Cash Preferred!!!!!!!!!!!!!!!

Call them up. They will tell you by phone...use one of these numbers on the backdoor list.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)

Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011

Re: Blue Cash Preferred!!!!!!!!!!!!!!!


Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 504
Registered: ‎08-28-2012

Re: Blue Cash Preferred!!!!!!!!!!!!!!!

Congrats!  You're exactly where I want to be in a few months.  Nice job!

Regular Contributor
Posts: 178
Registered: ‎09-12-2012

Re: Blue Cash Preferred!!!!!!!!!!!!!!!

Established Contributor
Posts: 839
Registered: ‎10-28-2011

Re: Blue Cash Preferred!!!!!!!!!!!!!!!

Way to go...congrats

Valued Member
Posts: 28
Registered: ‎12-30-2011

Re: Blue Cash Preferred!!!!!!!!!!!!!!!


Established Contributor
Posts: 657
Registered: ‎06-27-2012

Re: Blue Cash Preferred!!!!!!!!!!!!!!!

Glad to see amex had a change of heart, congrats.


BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012

Re: Blue Cash Preferred!!!!!!!!!!!!!!!

I would love to apply for that card... but as of now my uti is high... 40ish %

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%

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