Credit Card Center Advertiser Disclosure†
09-14-2012 05:58 PM - edited 09-15-2012 11:49 AM
So back in March I apped for this card and was denied. About 2 weeks ago I got a letter from AMEX saying that a mistake was made on my app and they invited me to reapply. I was going to just leave well enough alone since I got the CSP that I apped for at the same time. Well, you know what can happen to a bored gardener....I apped just minutes ago... and was APPROVED for a BCP!!!! I am doing my happy dance, baby! Next month, Chase Freedom and I'll be done. What a long, hard, satisfying journey this rebuild has been. These forums are wonderful!
How do I find the CL? Is there a phone number or website? Thanks!
Edit: I totally forgot about the backdating! I have been with them since 2001! What will this do for my score? Big bump, little bump?
2nd edit: Said I was going to wait until next month for Freedom, but pulled trigger a little bit ago (encouraged by my AMEX success) and got the pending further review message. What does that mean? What is the likelihood of approval? Anyone else get this message followed by approval?? It's the last card on my list.
Update: So I called for recon Saturday afternoon and after the longest 3 minutes ever, Brandy told me that she could not approve my app because of too much new credit-3 cards in 6 months. Whatever. I'll give it a year and try again. It's the last card that I wanted so I'm good.
09-14-2012 06:00 PM
Either you call them or wait for the card. They don't tell your CL online.
09-14-2012 06:06 PM
Call them up. They will tell you by phone...use one of these numbers on the backdoor list.
09-14-2012 09:28 PM
I would love to apply for that card... but as of now my uti is high... 40ish %
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.