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Valued Contributor
Posts: 2,060
Registered: ‎11-17-2012
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Blue Sky 30,000, 0% Intro APR 15 months, worth it?

Hey guys

 

So I just received a preselected offer on the Blue Sky ($0 annual fee) card. 30,000 bonus points after $500 spent in the first 3 months, worth up to $400 in travel purchases. I can totally see myself redeeming that bonus offer, since I have about $489.70 left to pay off by the end of October for my cruise in January 2014, split between my boyfriend and I, so I could redeem like $250 from the Blue Sky and redeem any miscellaneous expenses that result from the cruise with the rest. Going to Atlanta in February for a conference that is mostly PIF anyways thanks to the American Meteorological Society, so points could help toward baggage fees and rental cars. Also a 0% intro APR for 15 months on purchases. APR after that would be 17.24%, but i always PIF when there's no 0% offers, so that's not a big deal.

 

I wasn't planning on applying for anything, but that offer looks really good for the Blue Sky. Just wondering if it's REALLY worth something to bite, or if the bonuses on the Blue Sky have done better. If it's not the greatest deal, then I'll pass. If it is, I think I'll take it and start my relationship with AMEX!

 

I have until August 19th, which is fine, because I'd like for a inquiry to drop off of experian anyways, due to fall off in the beginning of August...

 

cute packaging for it too, comes with a mini paper "passport" with a fake Blue Sky card in it!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | FICOS: EX 777 EQ 752 TU 764 VantageScore 3.0: EX 764 EQ 764 TU 766
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Posts: 30,826
Registered: ‎02-07-2013
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Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?


daybreakgonesXe wrote:

Hey guys

 

So I just received a preselected offer on the Blue Sky ($0 annual fee) card. 30,000 bonus points after $500 spent in the first 3 months, worth up to $400 in travel purchases. I can totally see myself redeeming that bonus offer, since I have about $489.70 left to pay off by the end of October for my cruise in January 2014, split between my boyfriend and I, so I could redeem like $250 from the Blue Sky and redeem any miscellaneous expenses that result from the cruise with the rest. Going to Atlanta in February for a conference that is mostly PIF anyways thanks to the American Meteorological Society, so points could help toward baggage fees and rental cars. Also a 0% intro APR for 15 months on purchases. APR after that would be 17.24%, but i always PIF when there's no 0% offers, so that's not a big deal.

 

I wasn't planning on applying for anything, but that offer looks really good for the Blue Sky. Just wondering if it's REALLY worth something to bite, or if the bonuses on the Blue Sky have done better. If it's not the greatest deal, then I'll pass. If it is, I think I'll take it and start my relationship with AMEX!

 

I have until August 19th, which is fine, because I'd like for a inquiry to drop off of experian anyways, due to fall off in the beginning of August...

 

cute packaging for it too, comes with a mini paper "passport" with a fake Blue Sky card in it!


Seeing how I know your background so well and you have stayed true to gardening so I assume your scores have rebounded even tho you have a lot of new accounts under 6 months...I think you should be ok for one more but there's a catch .............hummm

 

Friday night social / party ROFLOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 2,060
Registered: ‎11-17-2012
0

Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?


myjourney wrote:

daybreakgonesXe wrote:

Hey guys

 

So I just received a preselected offer on the Blue Sky ($0 annual fee) card. 30,000 bonus points after $500 spent in the first 3 months, worth up to $400 in travel purchases. I can totally see myself redeeming that bonus offer, since I have about $489.70 left to pay off by the end of October for my cruise in January 2014, split between my boyfriend and I, so I could redeem like $250 from the Blue Sky and redeem any miscellaneous expenses that result from the cruise with the rest. Going to Atlanta in February for a conference that is mostly PIF anyways thanks to the American Meteorological Society, so points could help toward baggage fees and rental cars. Also a 0% intro APR for 15 months on purchases. APR after that would be 17.24%, but i always PIF when there's no 0% offers, so that's not a big deal.

 

I wasn't planning on applying for anything, but that offer looks really good for the Blue Sky. Just wondering if it's REALLY worth something to bite, or if the bonuses on the Blue Sky have done better. If it's not the greatest deal, then I'll pass. If it is, I think I'll take it and start my relationship with AMEX!

 

I have until August 19th, which is fine, because I'd like for a inquiry to drop off of experian anyways, due to fall off in the beginning of August...

 

cute packaging for it too, comes with a mini paper "passport" with a fake Blue Sky card in it!


Seeing how I know your background so well and you have stayed true to gardening so I assume your scores have rebounded even tho you have a lot of new accounts under 6 months...I think you should be ok for one more but there's a catch .............hummm

 

Friday night social / party ROFLOL


I actually don't have a lot of new accounts under 6 months!! Inquiries, I have one under equifax, otherwise everything else is old...most recent card was the sapphire, and that was November! I'm actually now at 2 years AAoA!

 

And ahahah i'll totally be there!! Considering I won't be pulling the trigger until the last minute (would like to get all my cards except for JCP which has a 12 month 0% financing on my new bed down to 0 with just the jcp reporting), I'm in the garden for a whole other month Smiley Tongue

 

Also myjourney I'm off this Friday!! I've been sick since Monday too, some kind of virus, hoping it's not meningitis due to the headaches and neck stiffness...tylenol and excedrin are doing WONDERS though for it...so I'll see you then! can't wait to partay!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | FICOS: EX 777 EQ 752 TU 764 VantageScore 3.0: EX 764 EQ 764 TU 766
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
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Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?

[ Edited ]

I think your good to go you have nice cards with nice limits ....Go get em!!!!!!!!!!

See your Friday Yay ....Party....Smiley Happy

 

Feel better

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 2,060
Registered: ‎11-17-2012
0

Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?


myjourney wrote:

I think your good to go you have nice cards with nice limits ....Go get em!!!!!!!!!!

See your Friday Yay ....Party....Smiley Happy

 

Feel better


Thanks!

 

Also gonna keep the thread active, just want to see what everyone's opinion on the offer is...APR seems to be the lowest they approve for...

 

I read on flyertalk after some googling that they had a 37,500 bonus point offer sometime last year or the year before, but no one's seen anything like it since then...past years have also shown the 30,000 bonus points after $500 spend as the best offer.

 

Anyone remember that 37,500 bonus point offer? Was it for $500 or $1000 spend?


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | FICOS: EX 777 EQ 752 TU 764 VantageScore 3.0: EX 764 EQ 764 TU 766
Frequent Contributor
Posts: 319
Registered: ‎03-25-2013
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Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?

$400 easy dollars and no compelling reason not to,

Yes go get it.

 

They sent two to us yesterday.  They must've forgotten that we already signed up.  $800 is nice.

FICO EX 827, 2015 Feb; FICO EQ 836/900 (Citi), 2014 Dec; FICO TU08 818, 2015 Feb.

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Senior Contributor
Posts: 8,517
Registered: ‎06-05-2013
0

Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?

Worth's always highly subjective so it's your call.  It's not worth it to me but it seems worthwhile to you.

Valued Contributor
Posts: 2,060
Registered: ‎11-17-2012
0

Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?


oscar_actuary wrote:

$400 easy dollars and no compelling reason not to,

Yes go get it.

 

They sent two to us yesterday.  They must've forgotten that we already signed up.  $800 is nice.


Cool! Thanks for your advice...after doing some research, looks like a great offer!

 

@takeshi: definitely any targeted offer depends on personal worth...sure, $400 worth of travel is an awesome offer for this card, but if one doesn't travel, then it's entirely useless, because then you cannot apply the statement credits for their full value!

 

I guess my main question was: has anyone seen better on this particular card? If so, I won't take it. If not (and it seems like this is actually the best offer around for the card recently), then this is something for me to jump on!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | FICOS: EX 777 EQ 752 TU 764 VantageScore 3.0: EX 764 EQ 764 TU 766
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Posts: 27,204
Registered: ‎09-13-2012
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Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?

Valued Contributor
Posts: 2,060
Registered: ‎11-17-2012
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Re: Blue Sky 30,000, 0% Intro APR 15 months, worth it?


09Lexie wrote:
Good luck if you decide to app!

Thanks, Lexie! I'll keep everyone informed for when I go for it! Latest i can app is August 19th, so we'll have to see how soon I can get 5 of my cards down to 0 and reporting! Last statement posting date would be for my Shell Drive for Five card on July 28th, and then it's the waiting game for all 3 reports to catch up XD


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | FICOS: EX 777 EQ 752 TU 764 VantageScore 3.0: EX 764 EQ 764 TU 766

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