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BoA 7-10days....

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Anonymous
Not applicable
‎03-30-2012 09:46 AM
‎03-30-2012 09:46 AM

BoA 7-10days....

Well, I applied for a BoA card and got the 7-10 days message.    Figured my app spree had to end...then a week later, the card arrives.    Kinda wish I hadn't gotten it, but glad that my credit score has improved enough to get something other than Cap1.    My score in January was 575, the letter with my card listed it at 657.   Couldn't be happier!

 

No more app'ing, thinking of refinancing my mortgage sometime this year!

Message 1 of 8
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7 REPLIES 7
tcbofade
Super Contributor
‎03-30-2012 09:47 AM
‎03-30-2012 09:47 AM

Re: BoA 7-10days....

Congrats!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 2 of 8
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Jimmy9224
Contributor
‎03-30-2012 09:49 AM
‎03-30-2012 09:49 AM

Re: BoA 7-10days....

Congrats!! Now garden! Lol enjoy the 0% apr for 12 months.
My wallet : Amex Zync NPSL , Discover More $3500, BankAmericard Cash Rewards $1000, Walmart Discover $1400, Chase Freedom $1000, Capital one Platinum $1000, Macy's Store card $100, Amazon Store card $1400, Southwest rapid rewards $5000, Marriot Visa $5000. Barclay Apple $1200
Message 3 of 8
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MsLadyRover
Valued Contributor
‎03-30-2012 01:25 PM
‎03-30-2012 01:25 PM

Re: BoA 7-10days....

Congratulations!


Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge
Message 4 of 8
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FrugalRican
Blogger
‎03-30-2012 01:27 PM
‎03-30-2012 01:27 PM

Re: BoA 7-10days....

You actually waited the whole 7 to 10 days?

 

Congrats!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 5 of 8
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tcbofade
Super Contributor
‎03-30-2012 01:30 PM
‎03-30-2012 01:30 PM

Re: BoA 7-10days....

Is it May yet???

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 6 of 8
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h4ldol
Contributor
‎03-30-2012 01:36 PM
‎03-30-2012 01:36 PM

Re: BoA 7-10days....

@Anonymous wrote:

Well, I applied for a BoA card and got the 7-10 days message.    Figured my app spree had to end...then a week later, the card arrives.    Kinda wish I hadn't gotten it, but glad that my credit score has improved enough to get something other than Cap1.    My score in January was 575, the letter with my card listed it at 657.   Couldn't be happier!

 

No more app'ing, thinking of refinancing my mortgage sometime this year!

Did you wish you got a different card or just that you hadn't applied for any new cards?

 

I hate CC app remorse after you've been approved.  After getting my Citi Diamond Preferred card I wished I had app'ed the Dividend Platinum Select instead, for the $200 bonus and since I wasn't going to do a BT anyway, but alas, what can you do.  I didn't want to close it and have it linger on my account and bring my AAoA down, so I figured I'll just PC it to the Dividend card, albeit without the $200 bonus.  Unfortunately, Citi told me that I have to wait for at least 2 billing cycles before doing a PC on a new card.

 

Message 7 of 8
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LS2982
Mega Contributor
‎03-30-2012 02:06 PM
‎03-30-2012 02:06 PM

Re: BoA 7-10days....

@Anonymous wrote:

Well, I applied for a BoA card and got the 7-10 days message.    Figured my app spree had to end...then a week later, the card arrives.    Kinda wish I hadn't gotten it, but glad that my credit score has improved enough to get something other than Cap1.    My score in January was 575, the letter with my card listed it at 657.   Couldn't be happier!

 

No more app'ing, thinking of refinancing my mortgage sometime this year!

Congrats!!!!



EQ FICO 548 3/3/16
Message 8 of 8
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