BoA APR reduction

[Maximuss]

Does asking for an APR reduction with BoA incur an HP? Don't want surprises. 

[FinStar]

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@Maximuss wrote:

Does asking for an APR reduction with BoA incur an HP? Don't want surprises. 

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AFAIK, it does not.  They may SP, but definitely will not be HP and your account also needs to be elegible.

[Chris679]

No HP involved

[Maximuss]

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@FinStar wrote:

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@Maximuss wrote:

Does asking for an APR reduction with BoA incur an HP? Don't want surprises. 

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AFAIK, it does not.  They may SP, but definitely will not be HP and your account also needs to be elegible.

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Thanks for the reply. Do you mean my own personal account or a family of cards needs to be eligible? I have BBR. Opened exactly a year ago as a secured 123. It auto unsecured at 9 months and got a $1500 CLI.

[chwebb1]

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@Maximuss wrote:

Does asking for an APR reduction with BoA incur an HP? Don't want surprises. 

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I didn't receive a HP when I asked for APR reductions on my BoA cards. I'd go ahead and ask for an APR reduction if you want one. They were incredibly generous when I got mine (19.99% to 12.99% on the Cash Rewards, and 18.99% to 11.99% on my BBR). Good luck with yours.