So this card comes with 12mo of 0% APR. Can I just make a large-ish purchase, pay $1 over minimum, and just carry that balance all year to qualify for the quarterly $20? Or do you need to make a purchase each month?
As long as you give more than the minimum payment when carrying a balance you should receive that quarterly bonus.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
@RockySC wrote:Can I charge a $9.99 bill to this card each month and have it set up to auto pay off the balance in full and get the benefits of this card? If I did, what would the minimum payment of $9.99 be each month? I know you have to pay MORE than the minimum so I'm thinking a $9.99 bill may not be enough for me to be able to pay MORE than the minimum since the minimum may be the full balance on such a low total each month.
I wouldn't recommend that because when the credit comes it can leave you with a zero balance reporting which will make you not eligible for the next one so the best scenario is to utilize a great 0% apr or a good BT offer or something of the sort. 
OR Light bills each month or somthing over 50+ each month.
No of course you can.. you can't PIF before the statement cuts otherwise if you do you're ineligible for the reward. :-/