BoA Better balance?

[subwaysandwich]

So I've read that I have to ALWAYS let a balance report? If that's the case, won't it lower my FICO scores if I plan to let a different card report each month?

[Creditaddict]

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@subwaysandwich wrote:
So I've read that I have to ALWAYS let a balance report? If that's the case, won't it lower my FICO scores if I plan to let a different card report each month?

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depends on the amount but you are probably talking very little difference.

[Leadberry]

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@subwaysandwich wrote:
So I've read that I have to ALWAYS let a balance report? If that's the case, won't it lower my FICO scores if I plan to let a different card report each month?

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Anecdotally, it seems the big score hit comes when more than half of your cards are reporting balances.