If you call the credit card services of BofA and talk to a credit specialist and ask not to do a hard pull you may have a chance
BOFA - hard pull all the time for customer-initiated CLI's from all anecdotal evidence on this forum.
The thread you're referring to was debunked: the poster did get a hard pull.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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BCF wrote:
Revelate wrote:BOFA - hard pull all the time for customer-initiated CLI's from all anecdotal evidence on this forum.
The thread you're referring to was debunked: the poster did get a hard pull.
I did a CLI in January from 1k to 5k, and there was no hard pull. I called them and talk with a nice lady for about 15min. But a few days ago I requested CLI on my other card which approved instantly without calling, and it was a hard pull from TU.
So the CLI is not always a hard pull.
Same same the last time I asked for a CLI!!!
Starting Score: EQ FICO 777
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