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i call today in the afternoon for apr reduction and now is 13.99 from 16.99.
Nice! Congrats to beautifulblaquepearl and Grabiela on your APR reductions!
I absolutely agree that BofA is great in this regard. I've asked for, and received, an APR reduction from them in the past too. IMO they have great customer service and are really willing to work with cardholders.