Hey y'all!
I'm new here, and have been browsing the forums for a few days now.
I recently applied for a BoA Cash Rewards Card online after receiving a pre-approved offer in the mail.
It is branded with my school's National Alumni Association, so I thought, why not?
I was not instantly approved and it said to wait 30 days for a decision.
My FICO score is 690 and I was approved instantly about 4 months ago for a new Citi Thank You card.
The only late payments on my report are for my student loans and those late payments happened nearly 7 years ago.
Do you guys think I'm going to be denied for this credit card or do you think they are just taking a closer look?
Starting Score: 690
Welcome to the forum! They might need to verify your identity. Give them a call using the number in the sticky for Backdoor Numbers.
Good luck!
Good luck!
Thank y'all.
Which number should I call?
I am not currently an exisiting card holder.
Check the backdoor numbers sticky