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Established Contributor
DrZoidberg
Posts: 564
Registered: ‎04-03-2014
0

Re: BoA PC suggestions

[ Edited ]

Based on my experience they wouldn't PC a graduated credit card. I've had it since 09 and asked 2 months ago. I went ahead and applied and got the Cash Rewards Privileges card. 

 

Valued Contributor
One7
Posts: 1,832
Registered: ‎07-24-2013
0

Re: BoA PC suggestions

I had my card graduate after 10 months about a month and a half ago. The very next day I sent a secured message requesting to be PC'd to the Travel Rewards card which they did the next day. Then I asked if I could have my limit increase ($300) to $2000, which they did, all within a couple of days. After reading some posts on here saying I should of asked for more I went to my online account and pushed the CLI button and asked for $10,000,  they countered with $5,000 and my limit was changed within minutes. All with no HP, I'm super happy with the outcome.  After 6 months I'm going to ask for it to change to the Signature version since it's at 5k now. It did take over 4 weeks for the new card to come in though

MyFico Current Scores: EX 758 EQ 787 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
Diners Club WEMC 15k | Citi AA Exec WEMC 11k | BofA Trav Rwds Sig 10k | BofA Cash Rwds Sig 5k | Merrill+ Sig 5k | Hawaiian Air WEMC 7k | JP Morgan Ritz Carlton Sig 5k | Chase Frdm 5.4k | Chase CSP Sig 5k | Marriott Premier Sig 6k | Amex PRG: NPSL | Amex SPG 3k | Amex Costco 1.2k | Citi TYP Sig 5k | Barclay Rwds WMC 5k | Total Rwds Sig 8k | Cap1 QS Visa 3k | SG Rwds 8k | GM WEMC 3k | Wlmart MC 4k | Discover It 1.4k | Dillards Amex 2k | NASA 30k | US Bank Plat 300 | Lowe's 5.5k | Jared 5.1k | Kay 5.1k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 2.3k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 5.6k | +4 Cards
Established Contributor
DrZoidberg
Posts: 564
Registered: ‎04-03-2014
0

Re: BoA PC suggestions

Isn't the BoA request for a CLI online a hard pull?

Epic Contributor
Creditaddict
Posts: 21,016
Registered: ‎10-23-2007
0

Re: BoA PC suggestions


DrZoiberg wrote:

Isn't the BoA request for a CLI online a hard pull?


usually but a few have reported it didn't end up being one, but most of us it is so I would plan on it being one!

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 686 Prosper(10-30-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Contributor
PrettyGyrl
Posts: 117
Registered: ‎01-19-2013
0

Re: BoA PC suggestions

It was for me.

Valued Contributor
One7
Posts: 1,832
Registered: ‎07-24-2013
0

Re: BoA PC suggestions

From what I hear its a HP, but im guessing because they already SP my report for the PC they must of used the same pull. I was pretty lucky im assuming

 

MyFico Current Scores: EX 758 EQ 787 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
Diners Club WEMC 15k | Citi AA Exec WEMC 11k | BofA Trav Rwds Sig 10k | BofA Cash Rwds Sig 5k | Merrill+ Sig 5k | Hawaiian Air WEMC 7k | JP Morgan Ritz Carlton Sig 5k | Chase Frdm 5.4k | Chase CSP Sig 5k | Marriott Premier Sig 6k | Amex PRG: NPSL | Amex SPG 3k | Amex Costco 1.2k | Citi TYP Sig 5k | Barclay Rwds WMC 5k | Total Rwds Sig 8k | Cap1 QS Visa 3k | SG Rwds 8k | GM WEMC 3k | Wlmart MC 4k | Discover It 1.4k | Dillards Amex 2k | NASA 30k | US Bank Plat 300 | Lowe's 5.5k | Jared 5.1k | Kay 5.1k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 2.3k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 5.6k | +4 Cards

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