04-05-2014 10:39 AM - edited 04-05-2014 01:10 PM
Based on my experience they wouldn't PC a graduated credit card. I've had it since 09 and asked 2 months ago. I went ahead and applied and got the Cash Rewards Privileges card.
04-05-2014 12:51 PM
I had my card graduate after 10 months about a month and a half ago. The very next day I sent a secured message requesting to be PC'd to the Travel Rewards card which they did the next day. Then I asked if I could have my limit increase ($300) to $2000, which they did, all within a couple of days. After reading some posts on here saying I should of asked for more I went to my online account and pushed the CLI button and asked for $10,000, they countered with $5,000 and my limit was changed within minutes. All with no HP, I'm super happy with the outcome. After 6 months I'm going to ask for it to change to the Signature version since it's at 5k now. It did take over 4 weeks for the new card to come in though
04-05-2014 02:03 PM
Isn't the BoA request for a CLI online a hard pull?
usually but a few have reported it didn't end up being one, but most of us it is so I would plan on it being one!
04-05-2014 04:14 PM
It was for me.
04-05-2014 08:18 PM
From what I hear its a HP, but im guessing because they already SP my report for the PC they must of used the same pull. I was pretty lucky im assuming
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