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Established Contributor
newUser0
Posts: 937
Registered: ‎12-13-2013
0

BoA PC suggestions

I have got my BoA secured card, graduated with a Cl of 400$, few months ago.

I am planning to PC this card to some thing else, which will earn rewards. My selections are as follows-

1) BoA Travel rewards card

2) Fidelity Amex/Visa Card.

 

my questions are as follows - 

1) Will they allow me to PC with low limit of 400?

2) Which is the best card in BoA to PC. I am not using this card much, but just want a rewards card to account all my transactions on this card.

3) Heard, for some guys, they waived off the AF completely? Will I get this oppurtunity?

 

I have opened another card called Cash Priveliges with them last month with a CL of 2500

Epic Contributor
Creditaddict
Posts: 20,909
Registered: ‎10-23-2007
0

Re: BoA PC suggestions


newUser0 wrote:

I have got my BoA secured card, graduated with a Cl of 400$, few months ago.

I am planning to PC this card to some thing else, which will earn rewards. My selections are as follows-

1) BoA Travel rewards card

2) Fidelity Amex/Visa Card.

 

my questions are as follows - 

1) Will they allow me to PC with low limit of 400?

2) Which is the best card in BoA to PC. I am not using this card much, but just want a rewards card to account all my transactions on this card.

3) Heard, for some guys, they waived off the AF completely? Will I get this oppurtunity?

 

I have opened another card called Cash Priveliges with them last month with a CL of 2500


you won't be able to PC to Fidelity products... or at least monitor the 2 threads of people that seem to "maybe" gotten reps to put in requests some how... I have been trying practically weekly to convert a cash rewards signature and the only thing I'm repeatedly told is available is any of the bofa brand cards... so your travel rewards is a choice, cash rewards, better balance.

i have tried alaska air too... nothing.

 

I would pc this one to the travel card and once the conversion completes then CLI

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Established Contributor
newUser0
Posts: 937
Registered: ‎12-13-2013
0

Re: BoA PC suggestions

Oh! So Sad.. Do you know, why we can't PC to Fidelity? They both are issued from BoA right?

 

What about the cards that are NOT listed on BoA website? Like World Points? or Amex Accelerated rewards card?

Epic Contributor
Creditaddict
Posts: 20,909
Registered: ‎10-23-2007
0

Re: BoA PC suggestions


newUser0 wrote:

Oh! So Sad.. Do you know, why we can't PC to Fidelity? They both are issued from BoA right?

 

What about the cards that are NOT listed on BoA website? Like World Points? or Amex Accelerated rewards card?


well FIA/ which is a branch of BofA... it kind of annoys me... I tried for Merrill products too!

 

I don't know about world points?

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Established Contributor
newUser0
Posts: 937
Registered: ‎12-13-2013
0

Re: BoA PC suggestions

I was thinking Bank of America offers only the cards listed on their website.

They have lot of other cards. Example - 

https://www.managerewardsonline.bankofamerica.com/RWDapp/ns/home?mc=mwprwd&locale=en_US

 

https://consumer.bankofamerica.com/USCCapp/Ctl/entry?cid=2094991#b

 

Not sure, you knew these cards/rewards already.

Epic Contributor
Creditaddict
Posts: 20,909
Registered: ‎10-23-2007
0

Re: BoA PC suggestions


newUser0 wrote:

I was thinking Bank of America offers only the cards listed on their website.

They have lot of other cards. Example - 

https://www.managerewardsonline.bankofamerica.com/RWDapp/ns/home?mc=mwprwd&locale=en_US

 

https://consumer.bankofamerica.com/USCCapp/Ctl/entry?cid=2094991#b

 

Not sure, you knew these cards/rewards already.


the worldpoints I think are all business cards

 

the accelerated amex was fab in it's day but even the cash rewards or 321 basically is way better than 1.25%

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Established Contributor
newUser0
Posts: 937
Registered: ‎12-13-2013
0

Re: BoA PC suggestions

Oh!! I don't see much threads about BoA PC.

Will Call the Analyst directly tomorrow and ask what all my eligible options..

Epic Contributor
Creditaddict
Posts: 20,909
Registered: ‎10-23-2007
0

Re: BoA PC suggestions


newUser0 wrote:

Oh!! I don't see much threads about BoA PC.

Will Call the Analyst directly tomorrow and ask what all my eligible options..


you can do chat right online.

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Established Contributor
newUser0
Posts: 937
Registered: ‎12-13-2013
0

Re: BoA PC suggestions

Wow.. Are they online during this time?

Regular Contributor
jesseh
Posts: 115
Registered: ‎03-06-2014
0

Re: BoA PC suggestions

 

newUser0 wrote:

Wow.. Are they online during this time?


It's 24/7.

ADFCU $500 securedSDFCU $250 secured
Started April '14, no scores generated yet
Strategy: unsecure cards when possible, get 5k CL's, apply for prime cards (eg merrill+)

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