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Established Contributor
Posts: 596
Registered: ‎04-03-2014
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Re: BoA PC suggestions

[ Edited ]

Based on my experience they wouldn't PC a graduated credit card. I've had it since 09 and asked 2 months ago. I went ahead and applied and got the Cash Rewards Privileges card. 

 


Valued Contributor
Posts: 2,693
Registered: ‎07-24-2013
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Re: BoA PC suggestions

I had my card graduate after 10 months about a month and a half ago. The very next day I sent a secured message requesting to be PC'd to the Travel Rewards card which they did the next day. Then I asked if I could have my limit increase ($300) to $2000, which they did, all within a couple of days. After reading some posts on here saying I should of asked for more I went to my online account and pushed the CLI button and asked for $10,000,  they countered with $5,000 and my limit was changed within minutes. All with no HP, I'm super happy with the outcome.  After 6 months I'm going to ask for it to change to the Signature version since it's at 5k now. It did take over 4 weeks for the new card to come in though

MyFico Current Scores: EX 758 EQ 787 TU 792 Diners Club WEMC 15k Chase United Club Sig 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig BofA Trav Rwds Sig 10k | Cash Rwds Sig 10k | Merrill+ Sig 10k Barclay Rwds WMC 5k | Hawaiian Air WEMC 7k | Aviator Red WMC 6k Amex PRG: NPSL | SPG 3k | Costco 1.2k WF Rwds Sig 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 2.4k | Total Rwds Sig 9k | SG Rwds 9.3k | Walmart MC 6k | US Bank Plat 300 | Lowe's 17k | Jared 7.6k | Kay 7.6k |McCoys 3k | J Deere 5k | Care Credit 6.6k | Home Depot 14k | Amazon 5k | PayPal SC 5k | Chevron 2.5k | Macy's 1.5k | J Crew 13.3k | +3 Cards
Established Contributor
Posts: 596
Registered: ‎04-03-2014
0

Re: BoA PC suggestions

Isn't the BoA request for a CLI online a hard pull?


Epic Contributor
Posts: 24,282
Registered: ‎10-23-2007
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Re: BoA PC suggestions


DrZoiberg wrote:

Isn't the BoA request for a CLI online a hard pull?


usually but a few have reported it didn't end up being one, but most of us it is so I would plan on it being one!

Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 256
Registered: ‎01-19-2013
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Re: BoA PC suggestions

It was for me.

Started from the bottom, now I'm here: 4/20/15: EX-674 TU 704 EQ-677
TU-Clean...EQ & EX-1 Paid Collections & 1 Judgement
T minus 4 months until Operation EE!!
Goal: 750 Across the board! AMEX Approved! Living in the Garden
Valued Contributor
Posts: 2,693
Registered: ‎07-24-2013
0

Re: BoA PC suggestions

From what I hear its a HP, but im guessing because they already SP my report for the PC they must of used the same pull. I was pretty lucky im assuming

 

MyFico Current Scores: EX 758 EQ 787 TU 792 Diners Club WEMC 15k Chase United Club Sig 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig BofA Trav Rwds Sig 10k | Cash Rwds Sig 10k | Merrill+ Sig 10k Barclay Rwds WMC 5k | Hawaiian Air WEMC 7k | Aviator Red WMC 6k Amex PRG: NPSL | SPG 3k | Costco 1.2k WF Rwds Sig 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 2.4k | Total Rwds Sig 9k | SG Rwds 9.3k | Walmart MC 6k | US Bank Plat 300 | Lowe's 17k | Jared 7.6k | Kay 7.6k |McCoys 3k | J Deere 5k | Care Credit 6.6k | Home Depot 14k | Amazon 5k | PayPal SC 5k | Chevron 2.5k | Macy's 1.5k | J Crew 13.3k | +3 Cards
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