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Established Contributor
DrZoidberg
Posts: 503
Registered: ‎04-03-2014
0

Re: BoA PC suggestions

[ Edited ]

Based on my experience they wouldn't PC a graduated credit card. I've had it since 09 and asked 2 months ago. I went ahead and applied and got the Cash Rewards Privileges card. 

 

Valued Contributor
One7
Posts: 1,526
Registered: ‎07-24-2013
0

Re: BoA PC suggestions

I had my card graduate after 10 months about a month and a half ago. The very next day I sent a secured message requesting to be PC'd to the Travel Rewards card which they did the next day. Then I asked if I could have my limit increase ($300) to $2000, which they did, all within a couple of days. After reading some posts on here saying I should of asked for more I went to my online account and pushed the CLI button and asked for $10,000,  they countered with $5,000 and my limit was changed within minutes. All with no HP, I'm super happy with the outcome.  After 6 months I'm going to ask for it to change to the Signature version since it's at 5k now. It did take over 4 weeks for the new card to come in though

MyFico Current Scores: EX 758 EQ 743 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
Citi AA Exec WEMC: 11k | BofA Trav Rwds Sig: 10k | BofA Cash Rwds Sig: 5k | Hawaiian Air WEMC: 7k | JP Morgan Ritz Carlton Sig: 5k | Citi TYP Sig: 5k | Chase CSP Sig: 5k | Marriott Premier Sig: 6k | Amex PRG: NPSL | Amex SPG: 3k | Amex Costco: 1.2k | Chase Frdm: 2.2k | Barclay Rwds: 5k | Cap1 QS Visa: 3k | SG Rwds: 8k | GM WEMC: 3k | Wlmart MC: 4k | Discover It: 1.4k | Dillards Amex: 2k | UFCU: 25k | Cap1 Sec: 750 | US Bank Plat: 300 | Lowe's: 5.5k | Jared: 5.1k | Kay: 5.1k | John Deere (Hidden TL): 5k | CareCredit: 4.5k | Home Depot: 4k | Amazon: 2,250 | PayPal SC: 4k | Fhut: 1.7k | Chevron: 1,750 | Macy's: 1.5k | J Crew: 5,550 | Express: 1.1k | Buckle: 600
Established Contributor
DrZoidberg
Posts: 503
Registered: ‎04-03-2014
0

Re: BoA PC suggestions

Isn't the BoA request for a CLI online a hard pull?

Epic Contributor
Creditaddict
Posts: 20,135
Registered: ‎10-23-2007
0

Re: BoA PC suggestions


DrZoiberg wrote:

Isn't the BoA request for a CLI online a hard pull?


usually but a few have reported it didn't end up being one, but most of us it is so I would plan on it being one!

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Contributor
PrettyGyrl
Posts: 115
Registered: ‎01-19-2013
0

Re: BoA PC suggestions

It was for me.

BofA $3k/QuickSilver1 $2k/Barclaycard Apple $1700/Barclaycard MC $1650/GoodYear $1k/Macy's $600/Torrid $500/Angel $500/Avenue $500/US Bank $300/CAP1 Sec. $300
Valued Contributor
One7
Posts: 1,526
Registered: ‎07-24-2013
0

Re: BoA PC suggestions

From what I hear its a HP, but im guessing because they already SP my report for the PC they must of used the same pull. I was pretty lucky im assuming

 

MyFico Current Scores: EX 758 EQ 743 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
Citi AA Exec WEMC: 11k | BofA Trav Rwds Sig: 10k | BofA Cash Rwds Sig: 5k | Hawaiian Air WEMC: 7k | JP Morgan Ritz Carlton Sig: 5k | Citi TYP Sig: 5k | Chase CSP Sig: 5k | Marriott Premier Sig: 6k | Amex PRG: NPSL | Amex SPG: 3k | Amex Costco: 1.2k | Chase Frdm: 2.2k | Barclay Rwds: 5k | Cap1 QS Visa: 3k | SG Rwds: 8k | GM WEMC: 3k | Wlmart MC: 4k | Discover It: 1.4k | Dillards Amex: 2k | UFCU: 25k | Cap1 Sec: 750 | US Bank Plat: 300 | Lowe's: 5.5k | Jared: 5.1k | Kay: 5.1k | John Deere (Hidden TL): 5k | CareCredit: 4.5k | Home Depot: 4k | Amazon: 2,250 | PayPal SC: 4k | Fhut: 1.7k | Chevron: 1,750 | Macy's: 1.5k | J Crew: 5,550 | Express: 1.1k | Buckle: 600

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